2017-2018 Annual Enrollment Employee Benefits Title Slide 1b - Sneak peek at an alternate accent color July 1, 2017 through JUNE 30, 2018

2017-2018 Douglas Unified School District Employee Benefits What to Know

Annual Open Enrollment As New Hire, you have completed your waiting period and this is your once a year opportunity to add, waive or change existing coverage, elect or decline benefits for you or your dependents. Your effective date of benefits will begin the first of the month following your eligibility waiting period. Annually, we have an open enrollment for changes in May to have benefits effective July 1st. Next opportunity to make a change without a qualifying event will be May 2018 for an effective date of July 1, 2018. A qualifying event is defined as… Marriage Divorce/Legal Separation Loss of other coverage Birth/Adoption/Legal Guardianship Federal Facilitated Market Place Open Enrollment Period Death

2017-2018 Benefit Highlights Medical: Coverage remains with ASBAIT / Meritain and the BCBS Network. Employees have two medical plans to choose from: Copay Gold (Copay Platinum Plan is no longer available) Classic Gold District continues to pay 100% of the employee only on the Copay Gold plan Basic Life/AD&D: Renewing with current carrier Minnesota Life and at the current benefits. Dental: Will remain with Humana at the current benefits Voluntary Vision: Will continue with Ameritas at the current benefits and utilizing the VSP Network. Voluntary Life/AD&D: Renewing with current carrier Minnesota Life at higher Guarantee Issue amounts, increased dependent benefit. Voluntary Individual Benefits: Renewing with current carrier, AFLAC: No change to the benefit offerings of; Short Term Disability Accident Critical Illness Personal Sickness (Hospital Advantage Sickness Plan)

Employee Benefit Website To access the Douglas Unified Employee Benefit Website: Go to the Douglas Unified School Districts Webpage under Human Resources You may also access directly at: http://www.instantbenefits.com/mini-web/cgi-bin/mini_web_login.cgi?Parent_Id=370&Password=douglas&Submit_Button=Login

Intent: Provide any additional info relevant to current prospect. MEDICAL

Medical = Blue Cross/ Blue Shield ASBAIT ASBAIT Medical = Blue Cross/ Blue Shield Prescriptions = Optum Douglas Meritain Name of the Trust that will provide medical insurance to Douglas Name of company that will process Douglas Unified’ s medical claims Name of the network Douglas will use for hospitals, physicians and prescriptions For medical services outside of AZ utilize the Aetna network.

Nurse On Call Nurse Support is a benefit free to you and your immediate family members. They can assist in locating the physicians, facilities, and programs that can make a difference in your health status. Nurse Support will help you understand what resources are available and how best to access those resources. 24 hours a day / 7 days a week (800) 343-3822

Employee Assistance Program (EAP)- Alliance Work Partners Anger management Legal and financial issues Grief and bereavement Stress management Substance abuse Marital difficulties Communication skills Managing depression and anxiety Child and elder care resources Parenting support Toll Free 800-343-3822 EAP Teen Line 800-334-TEEN (8336) 100% Confidential 1-5 short term counseling sessions per problem per year, which includes assessment, referral and crisis services. ❂ Dependents and partners residing in the employee’s household are covered. ❂ The EAP is available at no cost to the employee or family member and is completely confidential.

Medical Definitions Copayment: The fixed dollar amount you must pay directly to a physician at the time certain covered services, such as prescription drugs or office visits, are received. Deductible: The fixed dollar amount you must pay for covered services each Calendar year before the insurance company begins to pay benefits. Coinsurance: Sharing, between yourself and the insurance company, of the cost of covered services. Out-of-Pocket Maximum: The maximum dollar amount you have to pay under the terms of the insurance company’s contract in a Calendar year for covered services.

Medical – Classic Gold & Copay Gold Plans

Medical – Classic Gold & Copay Gold Plans

Pharmacy– Classic Gold & Copay Gold Plans

Medical – Classic Silver - Retiree Plan

Medical – Classic Silver – Retiree Plan

Pharmacy– Classic Silver – Retiree Plan

Pharmacy Discount Card Sign up for FREE at www.singlecare.com Enter the Promo Code: Bagnall Enter the requested information to register and Singlecare will mail a personalized ID card with benefit discount information to your home! Use your computer or Smart Phone to access pharmacies in your area to find the lowest cost! You can store your debit card or FSA card for easy payment REMINDER: When you use the discount program the cost of your medications or services is not applied to your deductible or out of pocket maximum. See the “Discount Program – Singlecare” tab on the employee benefit website for more information Excellent to use when: Your medication is not covered by insurance Insurance limits your supply MRI or lab work discounts Take a card for friends or family

Intent: Provide any additional info relevant to current prospect. Dental

Dental - Humana

Intent: Provide any additional info relevant to current prospect. Vision

Voluntary Vision

Intent: Provide any additional info relevant to current prospect. Life Insurance

Life Insurance - Minnesota Life District Paid Life/AD&D Employee: Your annual salary not to exceed $150,000 You can also pay for the Basic Life benefit below (or enroll in the Voluntary Life) Spouse: $5,000 Children up to age 26: $1,000 ($100 if 14 days – 6 months) Voluntary/Optional Life Insurance Employee $10,000 increments to $500,000 maximum. Guarantee Issue of $250,000 when you are first eligible. If you are a current employee and want to enroll or increase your amount you will need to answer medical questions and Minnesota Life will approve or deny the coverage request. Current enrolled will be given $30,000 increase without EOI if below and up to GI. Spouse $5,000 increments to maximum of $250,000, not to exceed 100% of employee benefit. Guarantee issue of $50,000. For spouses of current employees who want to enroll or increase the amount of spouse coverage the spouse will need to answer medical questions and Minnesota Life will approve or deny the coverage request. Children up to age 26 $5,000, $10,000 or $15,000. Cannot exceed employee total basic and supplemental benefit level.

Intent: Provide any additional info relevant to current prospect. Individual Insurance

AFLAC Short Term Disability Personal Accident Plan Cancer Plan Critical Illness Hospital Advantage Sickness Plan Interested? Call Phil at 520-780-8914

Intent: Provide any additional info relevant to current prospect. Next Steps

Do you need to complete any paperwork??? Medical, Dental, Vision, Life & AFLAC benefits will continue based on your current elections unless you complete an enrollment form listing any changes. Update your Beneficiary for Life Insurance To enroll for AFLAC contact Phil 520-780-8914 at to schedule an appointment. DEADLINE MAY 12th at 3:00 pm

Thank You! The information described in these materials is only intended to be a summary of your benefits. It does not describe or include all benefit provisions, limitations, exclusions, or qualifications for coverage. Please review your insurance contract and/or summary plan description for a complete explanation of your benefits. If this summary conflicts in any way with the insurance contract or summary plan description, contract provisions will prevail. Questions: Please call your Human Resources & Benefits Department Or your Benefits Consultant, Gallagher Benefits Services. Ben Palumbo, Account Executive Direct: 480-428-5569 Ben_Palumbo@ajg.com Carey Craig, Marketing Analyst Direct: 480-893-6858 Ccraig@Bagnall.us Gallagher Benefit Services, Inc. 480-893-6510 Main 480-893-6137 Fax