An Update on Your Employee Benefits Huntsville City Schools An Update on Your Employee Benefits

How did we get here? Alexander & Company selected as your Advisor Benefits Committee selected Cross-sampling of your population Benefits Design Class 3/8/17 Their wishes and desires Current perspectives of insurance and benefits Rebuilt and Bid- Used above criteria Benefit Selection Day 4/25/17

Mutual of Omaha Short Term Disability Better Definition Higher coverage Better pre-existing condition coverage Guarantee-issue every year (Pre-ex) Great rates

Mutual of Omaha Long Term Disability Better Definition Higher coverage Better pre-existing condition coverage Guarantee-issue every year (Pre-ex) Great rates

Board-Paid Life Insurance Mutual of Omaha Board-Paid Life Insurance Added: Beneficiary Counseling Will Preparation feature Employee Assistance Plan (EAP) Additional enhancements Rates lowered 14%

Voluntary, Group Term Life Insurance Mutual of Omaha Voluntary, Group Term Life Insurance Guarantee-issue increased from $100,000 to $200,000 Spouse guarantee-issue increased from $10,000 to $50,000 Buy in, can buy up with no health questions Much lower rates (33-57% lower, age based)

Permanent Life Insurance Unum Permanent Life Insurance Level, guaranteed premiums Can purchase without health questions Spouse and child also

Delta Dental Dental Insurance Single, Emp + 1 options Lowered costs Richer plan

EyeMed Vision Insurance Richer plan MUCH lower cost, 26%-73% lower (PEEHIP)

Critical Illness Insurance Metlife Critical Illness Insurance Guarantee Issue Replaces Cancer Insurance Integrated into enrollment system

Enrollment / Rollout Begin communication in July Enrollment in August October 1, 2017 effective date Online, Call Center available (year-round also)

More Information

Where can I find more information? Employee Benefits Center You have an online website designed to be your specified benefits resource center 24/7. MyHCSBenefits.com You will also have a Call Center available to answer questions regarding your benefits

Thank You