Year 13 Parents Higher Education Evening 2017 HIGHER EDUCATION GUIDE

Programme for Evening Introduction Student Finance Final stages of the process at CHS Questions

The Rest of the Year Results Accepting Offers Finance Accommodation Exam Leave – 26th May 2017 (some resits before) Results – 17th August 2017 Clearing … GAP year

Results A* 56 points A 48 Points B 40 Points C 32 Points D 26 Points E Remember Year 12 AS Levels Specific details of offer – grades – A2 points WBQ – confirmed next Friday Tariff: A2 & Welsh Baccalaureate AS A* 56 points A 48 Points B 40 Points C 32 Points D 26 Points E 16 Points A 20 Points B 16 Points C 12 Points D 10 Points E 6 Points

Accepting Offers STATISTICS ANOTHER VISIT Student Satisfaction surveys Year 13 Parents Accepting Offers STATISTICS Student Satisfaction surveys How well is the department rated for Teaching Quality? What is the dropout rate from the course? How is the quality of the department's research rated? How good is the employability of graduates from your chosen universities? ANOTHER VISIT Course content Accommodation .. Lifestyle .. Does it ‘feel’ right? But remember, you are not simply looking for "the best" - you want to find the course and the university that suits you, and that may well be at university number 43 in some league table or other. HIGHER EDUCATION GUIDE

Accepting Offers FIRM and INSURANCE Check details of offer carefully! Year 13 Parents Accepting Offers FIRM and INSURANCE Check details of offer carefully! May have grades for majority of modules – be realistic! Make sure you are happy to go to your ‘Insurance’ place – it is just as binding if you accept. Don’t put one if you are not .. But remember, you are not simply looking for "the best" - you want to find the course and the university that suits you, and that may well be at university number 43 in some league table or other. HIGHER EDUCATION GUIDE

EXAMPLE University Offer Cardiff ABB Swansea BBC Birmingham AAB Student A: Predicted Grades: BBB Currently: ACC University Offer Cardiff ABB Swansea BBC Birmingham AAB Gloucestershire CCD Sheffield Hallam BCC

EXAMPLE University Offer Bristol BBB Manchester Sheffield BCC Student B: Predicted Grades: BBB Currently: BBC EXAMPLE University Offer Bristol BBB Manchester Sheffield BCC Southampton ABB Durham Unsuccessful

Results: 17th August 2017 Be here! Have your TRACK log in If you get the grades .. Do nothing! If you get the grades for Insurance … Do nothing! Unless you want to pull out and reapply for FOLLOWING YEAR Miss grades … Phone call .. Clearing .. Reapply for FOLLOWING YEAR

THE COSTS Tuition Fees Living Costs

An Overview: Tuition Fees Student Loans & Grants Bursaries & Scholarships Budgeting Support

Tuition Fees Tuition Fees September 2013 onwards – up to £9,000

Tuition Fee you pay: £3,900 (loan available) Tuition Fee Grant From the Welsh Government For all students in Wales Regardless of where you choose to go to university Tuition Fee Grant: £5,100 Tuition Fee you pay: £3,900 (loan available)

THE COSTS Tuition Fees £5,100 paid by Welsh Government Living Costs

Tuition Fee Loan You don’t pay the tuition fee up front Tuition Fee Loan covers £3,900 – entire cost Paid directly to your university Repayments begin once you start earning more than £21,000 per year

THE COSTS Tuition Fees Living Costs Tuition Fee Loan – up to £3,810 £5,190paid by Welsh Government Living Costs

What do I live on? Student Loan Maintenance Grant Loans: 75% is available to everyone remaining 25% is means-tested Grants: Dependent on household income

Tuition Fees Living Costs Students living in Wales Tuition Fees Tuition Fee Grant & Loan Living Costs Student Loan for Maintenance: Up to £5,177 p.a. Grant: Max £5,000 p.a.

So that’s how much you get …. How much will you need?

Cost of living . . . the reality Rent £290 £150 Food £30 Travel £25 Clothes Laundry £15 £39 Books £11 TV Licence Mobile Phone £25 Social Life £120 £705 Monthly Total

Per month Typical Living Costs 9 months of the year = Approx. £6000 per year Living in a hall of residence in Cardiff: Self catered = £270.00 Food = £150.00 Toiletries/laundry = £ 15.00 TV Licence = £ 11.60 Books/copying = £ 39.00 Travel = £ 30.00 Telephone = £ 26.50 Social/leisure = £110.00 Clothes = £ 25.00 Total = £677.10 Per month Average Rent £123.99 per week. HE owned/ sponsored accommodation

How much will I get? Mind the GAP Household Income Year 13 Parents How much will I get? Mind the GAP Household Income Welsh Governme nt Learning Grant Maintenance Loan (living away from home) Total Living Costs £18,370 £5,161 £2,796 £7,956 £6000 £25,000 £3,347 £3,703 £7,050 £30,000 £2,099 £4,327 £6,426 £34,000 £1,142 £4,805 £5,947 £40,000 £734 £5,009 £5,743 £45,000 £393 £5,180 £5,573 £50,020 £50 £5,351 £5,401 £55,000 £0 £4,527 £55,958+ £4,032 £1,956 £1050 £426 -£53 -£257 -£427 -£427 -£1473 -£1968 Figures for 2015 in Wales HIGHER EDUCATION GUIDE

Mind the Gap! Part-time or holiday work Family Bursaries Hardship Funds Sponsorship External Scholarships

Extra Support What extra support is available? University Bursaries Most universities offer extra help No repayments – like grants Dependent on household income – like grants

Extra support can take the form of: a fee waiver or discount a free foundation year discounted accommodation a cash award or bursary a free laptop or travel money A university might offer a range of support and may allow you to choose how you use it. But don’t be bribed!

University Scholarships What extra support is available? University Scholarships Scholarships vary between universities Awarded on a variety of different criteria Sporting & Musical Excellence Awards of £3,000 In the ‘national shortage’ courses Awarded on academic merit Estimate 30% of students will receive awards

Repaying your loan Repayments: begin once you earn £21,000 stop if your salary drops below £21,000 total 9% of your income above £21,000 Any outstanding balance is written off after 30 years.

Amount from which 9% will be deducted How much will I pay back each month? Salary Amount from which 9% will be deducted Monthly repayment £25,000 £4,000 £30.00 £30,000 £9,000 £67.50 £35,000 £14,000 £105.00 £40,000 £19,000 £142.50 £45,000 £24,000 £180.00 £50,000 £29,000 £217.50 £55,000 £34,000 £255.00 Interest will be charged at a maximum of inflation + 3%

What can I do now? Get information from the web Practise managing your money Consider a part-time job Start saving now!

What can I do at university? Don’t go mad with money! Apply for some temporary work Ask for help when you need it.

Good Luck and Enjoy!