Ted Welcome

General Messages There is good news Each community is unique Most communities have not returned to ‘normal’ More people are struggling than many realize We need everyone engaged to ensure our communities and state can thrive Our solutions ensure more people can help themselves achieve lasting stability Since ALICE Impacts us all it is in all our interest to help bring as many people

ALICE Threshold: Survival Budget Housing – below average size and cost including utilities Childcare – the cheapest legal home- based childcare Food – careful purchasing and preparation with no eating out Transportation – Gas, insurance and basic maintenance only Healthcare – basic out-of-pocket costs with no insurance premiums Miscellaneous – minor cost overruns and other essentials (e.g. phone, higher utilities cost) Taxes – Social Security, Medicare and Income taxes and credits

Florida ALICE Overview

Rates of poverty among Florida households remain high.

Household Survival Budget is approximately $38,000 below the Average Household Stability Budget.

Florida’s population is steadily increasing, especially within the 65+ community.

Household income across age groups remain largely unchanged.

Single female family head of household experience higher levels of poverty than any other household type.

Black families consistently experience a higher rate of unemployment.

AssetBuildingPolicyNetwork.org Also address gender

Jobs typically held by ALICE families have a 98% probability of being replaced by technology.

Summary of Key Findings “E” is for Employed 44% of Florida households fall below the ALICE Threshold 67% of Florida’s jobs make less than $20 an hour. Half of jobs pay less than $13.68 an hour 31% of Florida households pay more than 50% of their income on housing ALICE impacts every race/ethnicity

ALICE Report: Impact Issues Transportation – urban and rural issues Childcare and Education – access, cost and consequences Healthcare – insurance, access, costs, debt Financial Access – credit, payday lending, check cashing Demographic Shifts – aging, immigration and race Complex Showed you it got worse…. Its getting worse… demographic shifts Consequences of being AL, IC, Individual – stress, education, safety, length of life Family/community/employer – instability, turnover, higher premiums, lower quality of life Government – costs…6 pillars – poverty increasing while unemployment drops Lots of different conversations on different topics, with different partners etc.

Who and how are you serving? How much is dedicated to emergency service? How much is prevention/ALICE focused? How coordinated/integrated is your work within your city and the larger community? Do you see the issue growing or shrinking? How well are you engaging others in addressing this? (Businesses, non-profits, congregations etc) Do you see incremental progress as GOOD? 3 clicks What solutions most desired?

Conversation

BUILD AWARENESS IMPROVE ACCESS ADVOCATE FOR CHANGE United Way ALICE Report: FL BUILD AWARENESS IMPROVE ACCESS ADVOCATE FOR CHANGE

Think About It-What’s Your Strategy? Regional Impact Employee Impact Client Impact Awareness Access Advocacy Regional Impact Employee Impact Client Impact Awareness Access Advocacy Community services – VITA – AAA Consumer – FPL – credit Businesses – awareness, toolkit, engage in housing (Housing Policy and HUB) Economic development – entrepreneurial but not small business strong (banks) Banks - PLS

Elaborate and connect to UW’s Ed, Income/FS and Health CFED not only has this handy framework but they have many data, program and policy tools and resources…. We use some similar data and highlight a few of their findings. Want to highlight one of their tools that we use in the report because I think it is helpful to you and is a good example of how to see ALICE in other reports…

State-Wide Advocacy

INDIVIDUALS AND FAMILIES Toolkits INDIVIDUALS AND FAMILIES EMPLOYERS LOCAL GOVERNMENTS

Resources Videos – New Jersey, UW Manatee, UW Broward Suncoast – WalkWithALICE.org HousingPolicy.org Toolkits (Individual, Employer, Local Government) Data spreadsheet UnitedWayBroward.org

Conversation