Dental Plan Comparisons

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Presentation transcript:

Dental Plan Comparisons Low DHMO (CS150) High DHMO (HS205) Advantage (AVN2) PPO (EP-510) Provider Network Network Providers (Assignment Required) (No Assignment Required) Network or Non-Network Deductible n/a $ 50 Benefits / Services Patient Pays Plan Pays Routine Office Visit / Preventive Care $ 5 - co-pay $ 0 100 % - No Deductible X-Rays No Charge 80 % - After Deductible Fillings - Amalgam (Silver) Resin Inlay $ 35 - $ 120 $ 95 - $ 130 $5 $30 - $90 $225 - $270 $ 242 - $414 50 % - After Deductible Crown - Porcelain fused to high noble metal $ 280 + Lab $ 270 + Lab $ 466 Prosthodontics $ 300 + Lab $ 375 + Lab $ 542 - $700 Orthodontics (children under 19) $ 1800 $ 1900 $ 2100 $ 750 - calendar year max $ 1500 - lifetime max Maximums (non-orthodontia) Calendar Year/Lifetime Unlimited $ 1500/Unlimited Customer Service: 800-233-4013 Website: www.HumanaDenal.com

Vision Care Plan Lasik and PRK Customer Service: 866-537-0229 Website: Vision care services Visit a participating provider Visit a non-participati ng provider Exam with dilation (as necessary) 100% after copay $35 allowance Lenses • Single vision • Bifocal • Trifocal $25 allowance $40 allowance $60 allowance Frames $50 wholesale frame allowance $50 retail allowance Contact lenses • Elective (conventional & disposable) • Medically necessary $130 Contact lens allowance 100% $210 allowance Frequency (based on date of service) • Examination • Lenses or contact lenses • Frame Once every 12 months Once every 24 months Exam/material copay $10/$30 Wholesale frame allowance* $50 - -$150 approximate retail value Contact lens allowance The contact lens allowance applies to professional service s (evaluation and fitting fee) and materials. Members receive a 15% discount on professional services. The discount for professional services is available for 12 months after the covered eye exam. Lasik and PRK Members receive substantial reductions whe n procedures are done by network providers. Members can expect to pay no more than $1,800 per eye for conventional Lasik procedures and $2,300 per eye for custom Lasik or they can use designated TLC Vision Lasik Advantage Centers that have the following fi xed prices: • Conventional Lasik • Custom Lasik • Custom Lasik with IntraLase $895 per eye $1,295 per eye $1,895 per eye How does the wholesale frame allowance work? Benefits include a wholesale frame allowance. If the wholesale cost exceeds the fram e allowance, members pay twice the wholesale difference. They never pay full retail. Customer Service: 866-537-0229 Website: www.humanavisioncare.com