HERE’S THE PLAN. Presented By: Insert Name

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CANADIANS AND THEIR FINANCES

SURVEY ON FINANCIAL STRESS The following slides contain results from a national survey (excluding Quebecers) on financial stress. This survey was conducted by Leger on behalf of Financial Planning Standards Council (FPSC).

FINANCIAL STRESS Financial stress is driving Canadians to: lose sleep reconsider past financial decisions argue with partners lie to family and friends X X X X

WOMEN REPORT MORE FINANCIAL STRESS THAN MEN Reach

EMBARRASSMENT, ARGUMENTS, INADEQUACY Reach

FINANCIAL REGRETS Reach

SURVEY ON CONSUMER HABITS The following slide contains results from the national online “Canadians and their Money” survey conducted by Hill+Knowlton Strategies on behalf of FPSC.

CANADIANS AND THEIR MONEY Reach

THE VALUE OF FINANCIAL PLANNING

HOW ARE YOU DOING FINANCIALLY? I’m in control of my finances. My loved ones will be looked after when I’m gone. I’m prepared for a financial emergency. I’ll be able to retire in the lifestyle I want. I have enough income to enjoy my life. I only pay taxes that are absolutely necessary. I anticipate changing my career in the next one to five years. I will be mortgage free by retirement. I anticipate downsizing my home in the next one to five years. My life goals and aspirations are achievable. I anticipate getting married or divorced in the next year. Financially, I have peace of mind. I anticipate starting my family in the next year. There’ll be enough money for my children’s post secondary education.

“WHEN LIFE IS IN TRANSITION, MONEY IS IN MOTION.” – Mitch Anthony Career changes, relocations, family expansions—or the many other events that you plan for, dream about, or don’t expect at all—can be financially unsettling. A sound financial plan will help you make informed choices when faced with life’s inevitable changes.

WHEN YOU HAVE THE RIGHT FINANCIAL PLAN FOR YOUR CIRCUMSTANCES…  You can balance what you need and want today with the personal goals you have for the future. You won’t wonder whether you can afford the vacation or the house or the college tuition — you’ll know. You can take control of your future and achieve your personal objectives. You’ll have a financial cushion when unexpected expenses crop up. You’ll live the life you want with the resources you already have.    

THE VALUE OF FINANCIAL PLANNING The following slides contain results from The Value of Financial Planning, a three-year longitudinal study conducted by FPSC and the Financial Planning Foundation to measure the impact of financial planning on Canadians’ emotional and financial well-being, as well as the impact of financial planning services offered by CFP® professionals compared to non-certified advisors.

“I FEEL I AM BETTER OFF AFTER I HAVE UNDERTAKEN FINANCIAL PLANNING” Canadians with comprehensive plans reported higher levels of: 85% financial wellbeing emotional wellbeing overall contentment 62% 45% than those without

“I CAN DEAL WITH THE BUMPS IN LIFE” Feel prepared to deal with: Comprehensive Plan No Plan Unexpected financial emergencies Tough economic times Loved ones looked after in the event of my death 60% 28% 65% 36% 73% 41%

WORKING WITH A CFP® PROFESSIONAL MAKES A MEANINGFUL DIFFERENCE Canadians Report CFP Professional Non-Certified Planner Their financial affairs are on track 78% 54% They have greater peace of mind 73% 63% They are closer to achieving some of their life goals as a result of planning 70% 61%

Insist on finding someone who holds the CFP designation. A PROFESSIONAL FINANCIAL PLAN REQUIRES A PROFESSIONAL FINANCIAL PLANNER Today in Canada, outside of Quebec, anyone can call themselves a financial planner. There is no regulation that restricts the use of this title. So how do you know that the person you’ve engaged to be your planner has the appropriate knowledge, skills and abilities to earn your trust? Insist on finding someone who holds the CFP designation.

LIFE’S BETTER WITH A CFP PROFESSIONAL

GLOBAL FINANCIAL PLANNING STUDY The following slides contain the results of global research that highlights the role CFP professionals play in improving consumers’ lives. The study was commissioned by FPSC’s international body, the Financial Planning Standards Board. It involved over 19,000 adults in 19 different countries, including over 1,000 in Canada.

LIFE’S BETTER WITH A CFP PROFESSIONAL

LIFE’S BETTER WITH A CFP PROFESSIONAL

DEMAND THE STANDARD: THE CFP DESIGNATION  Follow internationally recognized standards of knowledge, skills and abilities Ethically obligated to put their clients’ interests first Have completed a rigorous education program, passed 2 national exams and have 3 years of qualifying work experience Complete professional education every year    Don’t settle for less.

GET STARTED

Achievement of Your Personal & Financial Objectives HERE’S THE PLAN Achievement of Your Personal & Financial Objectives Your Current Financial & Personal Situation Financial Planning with a CFP Professional Whatever your needs, working with a CFP professional is a crucial step in helping you ensure your current and future financial well-being.

FINANCIAL PLANNING STANDARDS COUNCIL: YOUR ASSURANCE OF INTEGRITY. As a professional standards-setting and certification body working in the public interest, FPSC’s purpose is to drive value and instill confidence in financial planning. FPSC ensures those it certifies (Certified Financial Planner® professionals and FPSC Level 1® Certificants in Financial Planning) meet appropriate standards of competence and professionalism through rigorous requirements of education, examination, experience and ethics. Learn more at FPSC.ca

TAKE THE FIRST STEP FPSC has created a website dedicated to helping consumers through information, education and product-free advice. Access over 100 articles and videos about financial planning at FinancialPlanningForCanadians.ca

DISCLAIMER This presentation was initially prepared by Financial Planning Standards Council (FPSC). Comments and opinions based on the presentation that are expressed by (insert name here) are those of the Certified Financial Planner professional and do not necessarily reflect the views of FPSC. CFP®, Certified Financial Planner® and CFP (with flame logo) ® are certification trademarks owned outside the U.S. by Financial Planning Standards Board Ltd. (FPSB). Financial Planning Standards Council is the marks licensing authority for the CFP marks in Canada, through agreement with FPSB. All other ® are registered trademarks of FPSC, unless indicated. © 2017 Financial Planning Standards Council. All rights reserved.