MoneyCounts: A Financial Literacy Series STEP into Financial Literacy: A practical approach to your transition, and your money Brad L Yeckley MBA,PhD(C) Assistant Director of Financial Literacy Penn State Financial Literacy Center The Pennsylvania State University 128A Outreach Building University Park PA 16802 bly106@psu.edu 814-863-0647

Financial Basics Savings Accounts Checking Accounts Credit Cards Budgets

HUB-Robeson Center www.pennstatefederal.com www.pnc.com Checking and Savings Accounts HUB-Robeson Center www.pennstatefederal.com www.pnc.com

Credit Cards & Credit Score CreditCards.com www.creditcards.com/ NerdWallet www.nerdwallet.com/

Credit Cards & Credit Score

A Healthy Budget Sample http://www.bankrate.com/calculators/savings/moving-cost-of-living-calculator.aspx

Budgeting What are the most common items on a student’s budget? Expense Income Tuition and Fees Family financial help Books and supplies (computer) Personal saving Housing (utilities) Student Aid (free scholarships, grants) Meals & Entertainment Part time employment Personal items (clothes, grooming) Transportation Long term Debt Student Loans Is Education an investment? How can I get the best return on such an investment?

Financial Aid

Financial Aid Video

Financial Aid Loans Grants Scholarships Work Study Work Outside Plans ( 529, Tuition Match) Service Programs Parents

Per Credit Tuition Rate Tuition and Fees Per Credit Tuition Rate Campus In State   Out of State University Park 747 1313 Shenango Campus 542 840 Altoona, Berks, Erie, and Harrisburg 619 948 Beaver, DuBois, Fayette, Greater Allegheny, Mont Alto, New Kensington, Wilkes-Barre Campuses 567 856 Abington Campus 579 897 Brandywine, Hazleton, Lehigh Valley, Schuylkill, Worthington-Scranton, York, and World Campus ** 881 How can you offset some of the additional cost of tuition now that you are here at University Park?

Tuition and Fees

Tuition and Fees Per credit cap Books Meal Plans Housing Transportation Technology

Housing Choices

Housing Choices

Housing Choices Factor 1 : Amenities Factor 2 : Eating Habits Factor 3 : Proximity and Transportation Factor 4 : Sharing Space, Costs with Roommates Factor 5 : Prepay or Pay as you go (Budgeting)

Social and Entertainment

Student Organization Statistics Social and Entertainment Student Organization Statistics Category Count   Academic/Professional 301 Fraternities and Sororities 83 Honor Society 41 International/Multicultural Media/Publication 19 Music/Performing Arts 82 Philanthropic 59 Political 11 Religious/Spiritual 60 Residence Hall Interest House 12 Service 42 Special Interest 164 Sport/Physical Activity 79 Student Council 21 Student Government Association 3 University Affiliate 22 Total -------------------------------------------------- 1082 http://www.events.psu.edu/ https://studentaffairs.psu.edu/hub/studentorgs/orgdirectory/ http://www.statecollege.com/calendar/

Additional Resources SFEC - https://www.libraries.psu.edu/psul/business/sfec.html Financial Literacy Center - http://financialliteracy.psu.edu/

MoneyCounts: A Financial Literacy Series Thank You! Comments and Questions Brad L Yeckley MBA,PhD(C) Assistant Director of Financial Literacy Penn State Financial Literacy Center The Pennsylvania State University 128A Outreach Building University Park PA 16802 bly106@psu.edu 814-863-0647