Enterprise Pyramid Non-Financial Financial Services Services L M AA A Types of Training Required Types of Loans Required L M Business planning, marketing. Fixed assets between $20,000 and $50,000; employ between 2 and 6 employees. Always own locale. Fixed asset loans of $10,000-$50,000 at 1% per month for one year or more. Working capital and fixed asset loans of $10,000-$50,000 at 1-2% per month up to 12 months AA Simplified business planning, cash management, cost accounting, marketing, inventory control, group management of credit and savings systems. Fixed assets of less than $20,000; employ up to four people; businesses receive family help; service and retail businesses; always rent business locale; mostly permanent residents, mixed gender ownership. Average sales between $50-$100/day. Working capital loans of $5,000-$10,000 at 1-2% per month for under 12 months. Fixed asset loans up to $25,000 at 1% per month for periods up to 24 months. A Simplified business planning, cash management, cost accounting, marketing, inventory control, group management of credit and savings systems. Working capital loans of $1,000-$5,000 at 2% per month for under 12 months. Fixed asset loans up to $10,000 at 1-2% per month for 12 months. Fixed assets between $1,000- $5,000; all family business employing family members and paid, part-time help; registered businesses concentrated in the retail and service sectors; business locale always rented; mostly permanent residents, some refugees; 50% women; average sales range from $50-100 per day. B Group credit and savings systems, peer support, confidence building. C Fixed assets under $250; all self-employed activities, some receiving family help; registered businesses concentrated in the retail and service sectors; business activities run out of rented shops or stalls in local markets; returnees, elderly, permanent residents of villages surrounding urban areas; women and men; average sales range from $0-$50/day; mobile population. Working capital loans of less than $250 at 2% per month for six months. 1