Registy – Cadastre Services Descentralization Honduras Property Administration System. Good morning my name is Dilma Ortega I come from Honduras and my subject is: Honduras is a country, that since two thousand and four 2004 has undergone a profound land administration reform. The property law fusioned the 3 main cadaster and registry agencies in one institution, the property Institute. Since then, with the assistance of the world bank, the country advanced on its real estate property mpdernization

Country Context Territorial extension. 112.492 sq km. Population: 8.725.000. 24 of the 16 Registration offices are modernized. 298 Municipalities. 2 Associated Center for Mercantile Registration. Customer service offices. 250,000 annual Real Estate Registry Transactions in the system Approximately 50% are mortgages ..the country´s territorial extention is of one hundred and twelve thousand squared kilometers, with a population of around two point seven million people, it has twenty four registry offices, sixteen of which have been digitalized and modernized. The Largest are the offices of Tegucigalpa and San pedro sula, which execute 70% of the country´s Reall estate Registry Transactions which sum two hundred and fifty thousand per year 250,000, of which fifty 50% percent are mnortgage transactions done by the banking system. Two Associated Center for Mercantile Registry has been tercerized through Chambers of Commerce.

Records Unified System SINAP-SURE Adequate treatment of real estate. Integration of the information related to the physical and normative resource of the Country. Focused to reduce costs and transactional times. Basis for the land value constitution and dynamization. The National Property Administration System of Honduras is a proces, norms and technological platform oriented to provide better services to the Registry users and to reduce transaction time and cost, by integrating all de cadaster, registry, geospatial and land planning and taxing information produced by the country, in one system. Legal Framework Process System Modernization Innovation

Front & Back Office Model Reception, qualification & resolution. Registry-Catastre link. Extract +Digitalization Cadastral Form +Map Registration Royal Folio Relationship Spatial Migration In 2015, taking as parting point the current systematized registry process, a new drive was made to make transacctions more secure and transparent through the use of the sistem. In this sense, a new model, the Front and Back office mnodel was stablished. The model contemplates monitoring and evaluation, real time statistices, office and system security, secure digital document reception, preocessing and resolution, Registry and cadaster linking. This has provided the basis for the real estate registry third party descentralization through several entities both public and private.

Service Decentralization In 2006, Commercial Registry Delegation to the Commerce Camera PPA public partnerships Agreements throught Associated Centers. Reduction of times and transactional costs from 25 days to 1 - 7 days. Strenght, transactional movements are subject to rigorous auditing processes. 2 banks with Periferal Registry Offices managing mortgage transactions FICOHSA BANHPROVI Centro Procesamiento FM Regarding the establishment of Government alliances through private and private partnerships in the operation of registry offices, the first example is the alliance that the Property institute made with the Chamber of Commerce of Tegucialpa, through which in 2006 a first Associated Center was stablished. The second was established in 2008 through the Chamber of Commerce of Cortes. Provided the drive in 2015 for the front and back customer service model with better institutional controls, the property institute established two more alliances through the public and private banking system, by the establishment of two Periferal Real Estate Registry Offices. By means of this mechanism of descentralization of the registry services, SINAP seeks to promote the economic and effective management of state and private resources, mortgages, through interventions of the private sectors, civil society and the inbternational cooperation agencies, avoiding duplicity of efforts. Red Bancaria Registral

Why the bank? Through the bank - real estate market 31 million dollars in Mortgages. Physical infrastructure, national coverage. Annually audited by the Banking and Insurance commission. Private banking moves an average of 31 million annually in mortgage on real estate housing is therefore the main actor in reducing the response times in execution of this transaction on real estate.

Results Solid network of services of the Registral System. Compliance with rules and procedures established by Property Institute. The Institution is transformed into a normalizing entity. The results are: optimizing public administration by improving services to citizens through a solid and efficient banking network where all movements are subject to rigorous audit processes Each operation center will be subject to the rules and procedures established by the property registry.