Presented by Coverage for Pros who aren’t covered

How many skating coaches don’t have health insurance? From what we know, there are many. Most of us are self-employed, independent contractors.

THAT’S WHERE WE COME IN Ice Skating Institute is pleased to announce that it is now able to offer health insurance benefits to Professional and Affiliate Members.

ISI has reached an agreement with CT Benefits, Inc ISI has reached an agreement with CT Benefits, Inc. to offer a group health insurance program for our members. After a 10 year search, we are able to say that you can now get health benefits at an affordable price: These policies can be mixed and matched in order to fill your needs and stay within your budget. As you know, prices for medical insurance can be substantial, but the prices we can offer you have been designed to be affordable enough for even the part-time pros. And since this is a group policy, it is guarantee issued, and not medically underwritten.

Aetna’s affordable solution Your coverage will come from the industry leader that practically invented the category Limited benefits offered since 1987 More than 1,000 plan sponsors Over 300,000 members Text slide - 3C

Affordable Health Choices means being part of the Aetna family Aetna’s affordable solution Affordable Health Choices means being part of the Aetna family Aetna’s nationwide networks of quality health care and pharmacy providers Aetna’s negotiated discounts even after maximums are met An Aetna ID card Text slide - 3C

Plan design flexibility for diverse workforces and their families Inside Affordable Health Choices Plan design flexibility for diverse workforces and their families Medical Benefits Supplemental Benefits Dental PPO Hospital Indemnity Short-Term Disability Life and Accidental Death insurance Text slide - 3C

MEDICAL Basic Net Plan Deductible/ coverage year $250 inpatient Inside Affordable Health Choices MEDICAL Basic Net Plan Deductible/ coverage year $250 inpatient $100/ ER visit for accidental injury Coinsurance for inpatient care Plan pays for 80% in-network expenses Plan pays for 60% out-of-network expenses Co-Pays $10/ office visit $15/ surgical or diagnostic service Maximums/ coverage year $2,000 or $10,000 inpatient (you choose) $1,000 for ER Text slide - 3C

Basic Net Series Informed Health Line Inside Affordable Health Choices Basic Net Series Informed Health Line INFORMED HEALTH LINE Members get access to registered nurses 24 hours a day, seven days a week. This toll-free line connects members to a team of nurses experienced in providing information on a variety of health topics. The service also includes an audio library which allows members to listen to certain health topics of interest in English or Spanish. Text slide - 3C

Basic Net Series Prescription Drug Benefits Inside Affordable Health Choices Basic Net Series Prescription Drug Benefits Members pay a $10 base deductible $200 Coverage year maximum benefit Members receive a discount at the point of sale even after maximum benefits are paid. There are no claims to file. Text slide - 3C

Medical Membership includes Inside Affordable Health Choices Medical Membership includes As an Aetna Medical Member, your members are entitled to: Aetna Pharmacy Management – In addition to prescription discounts, this service provides information to help control certain medical conditions. Alternative Health Care Programs Natural Alternatives – Discounts on alternative therapy services such as acupuncture therapy, chiropractic manipulation, massage therapy and nutritional counseling. Natural Products – Discounts on natural health products such as aromatherapy, biomagnetics, homeopathy, natural body care, yoga tools and more. Vitamin Advantage – Discounts on vitamins, nutritional and herbal supplements. Fitness Program – Enjoy discounted rates on memberships at participating health clubs contracted with GlobalFit™ as well as savings on home exercise equipment. Vision One® – Discounts on eyewear, contact lenses, LASIK eye surgery and eye care accessories. Participating optical centers include Sears Optical®, Lenscrafters®, Target Optical® and many Pearle Vision® locations. Text slide - 3C

Inside Affordable Health Choices Membership includes As an Aetna Member, your members are entitled to: Hearing Discount Program – 40% discount on hearing exams and services with HearPO® at 1,500 participating locations nationwide. Oral Health Care Discounts – Savings on products and services to help improve dental and overall health. All members can access: DocFind® – Our online directory helps members choose the doctors and other health care professionals that meet their needs, 24 hours a day, 7 days a week. Text slide - 3C

Supplemental Benefits Dental PPO Inside Affordable Health Choices Covers most common services Use any dentist Receive additional savings by using one of the 76,000+ available PPO network dentists nationwide. $500 coverage year maximum after a $50 annual deductible Coinsurance varies by service Waiting period required except for check-ups and cleanings Enrolled dependents receive the same coverage Supplemental Benefits Dental PPO Text slide - 3C

Supplemental Benefits Hospital Indemnity Inside Affordable Health Choices Supplemental Benefits Hospital Indemnity Daily in-hospital indemnity benefit pays for a non-occupational injury or sickness: Lump sum in-hospital benefit of $1,000 for one confinement per coverage year Daily in-hospital benefit of $100 per day of hospital confinement Text slide - 3C

Supplemental Benefits Short Term Disability Inside Affordable Health Choices Supplemental Benefits Short Term Disability Pays up to 26 weeks 50% of base pay up to $125 per week * 14 day elimination period; immediate benefit if hospitalized *Income level must be verifiable Text slide - 3C

Supplemental Benefits Life & Accidental Death Insurance Inside Affordable Health Choices Supplemental Benefits Life & Accidental Death Insurance $20,000 Term Life coverage for employees $20,000 matching Accidental Death benefit Dependent coverage available $2,500 Term Life for dependents over six months of age $500 Term Life coverage for children under six months of age Member’s benefits are reduced by 50% at age 70 Spouse’s Term Life benefits end at age 70 Text slide - 3C

How affordable and flexible is Aetna Affordable Health Choices? Inside Affordable Health Choices How affordable and flexible is Aetna Affordable Health Choices? Members can mix and match benefits Medical, Hospital Indemnity, and Dental coverages can be selected in any combination for: Member Member plus one or Entire Family Term Life with Accidental Death & Dismemberment can be selected for Member or the entire family. Text slide - 3C

Enrollment CT Benefits provides unparalleled enrollment support The program practically runs itself Enrollment CT Benefits provides unparalleled enrollment support Ease and convenience of web-based enrollment Aetna Customer service representatives are available to answer employee questions (before and after enrollment) High-quality customer service ensures continuing member satisfaction Text slide - 3C

Putting the power of ISI, CT Benefits and Aetna to work for you