GAME OF LIFE Module 14 Utilities:

1. What type of HEAT does your residence have? 2. If you have an apartment – What is INCLUDED in your rent payment?

REQUIREMENTS: A. Electricity …. If you have a separate Heat Source – you choose #2 Standard If you have Electric Heat – then you choose #1 – ALL Electric B. Heat … Electric or Gas or Coal or Oil or LP Gas Wood or Solar are not options

C. Sewage … few people in the modern world have a septic tank D. Water … few people in the modern world have wells E. Garbage

OPTIONS: F. Entertainment: G. Internet: Cable Satellite Dial Up … yes – this still exists – especially out in the ‘sticks’. DSL/Cable

Requirement: You MUST have some type of PHONE You choices are: I, II or I & II Option: Newspaper ~ Printed or On-line:

Requirement: J. Insurance: I. Life – everyone takes this II. Home – 1. Renters 2. Home Owners

K. Housing Costs: 1. Rent – Transfer from Housing or Yellow Sheet: 2. Mortgage -- see above

Taxes II: FOR HOMEOWNERS ONLY: School Tax … multiplier = 8.5925 for every $1,000 of property owned Example = 8.5925 * 154 (000) = $1,323.25/yr YOUR SCHOOL Taxes = __________ Property Tax … multiplier 1.35 * cost of property (see you Housing sheet for total amount financed) Example = 1.35 * 154,000 = $2,079.00/yr. YOUR PROPERTY Taxes = _____________

Final Talley: Add items 3A – 3K = ______ For School Tax – Divide the total amount by 12 For Property Tax – Divide the total amount by 12 Add this to 3A-K Total Utility Costs + Taxes II + Housing Costs per month = ___________