Dental Hygienist

Northern Michigan College up to $25,000 during your first two years of college In-State-$180.00 per contact hour Dental Assistant The Dental Program offers both a two-year Associate of Applied Science Degree and a one- year Certificate of Achievement.PROGRAM REQUIREMENTS: Dental Assistant Degree Program » Dental Assistant Certificate Program https://www.nmc.edu/pro grams/academic- programs/dental-assistant/

Ferris State University Transportation expenses: Transportation expenses are estimated based on average student costs for fuel, parking, public transportation, etc. Personal expenses: Personal expenses are estimates based on average student costs for clothing, personal hygiene and grooming, entertainment and other miscellaneous expenses. Graduate students: A Graduate student is a student that has been admitted into a Graduate level program such as the Doctorate of Pharmacy or Doctor of Optometry program. Students enrolled in “pre” programs, such as Pre- Pharmacy, are considered undergraduate students. Undergraduate students: Undergraduate students are those that are enrolled in Associate or Bachelor’s degree programs.

Ferris State University Annual Budget For 2013- 2014 Michigan Resident Undergraduate Non- Resident Undergraduate Tuition & Fees $10,466 $16,722 *Room & Board $9,070 $9,070 Subtotal $19,536 $25,792 Books $886 $886 **Travel $850 $1,532 **Personal/Misc. Expenses $696 $696 Total $21,968 $28,906 *Residence Hall w/ meal plan ** You will not be billed for these expenses FSU Semester Hours Graded FSU Minimum Cumulative GPA FSU Semester Hour Graded FSU Minimum Cumulative GPA 0-20.9 1.40 51-67.9 1.80 21-30.9 1.60 68-97.9 1.90 31-50.9 1.70 98 and above 2.00 http://www.ferris.edu/admissions/registrar/schdbook/page19-20-21.htm

4- Year Degree vs. High School Diploma It’s no secret that, like the rest of Americans, college graduates are struggling to find jobs. Are there just too many of them over saturating the labor market? According to the Bureau of Labor Statistics, it would seem so: only 27 percent of jobs in the U.S. require at least an associate degree and the ranks of under and unemployed college graduates are likely to grow over the next ten years. http://www.pbs.org/newshour/making-sense/many- college-grads/

Continued.. High school drop outs: $18,734 High school graduates: $27,915 College grads (with a bachelor’s degree): $51,206 Advanced degree holders: $74,602 http://howtoedu.org/college-facts/how-much-more- money-do-college-grads-make/

Dental Business The average annual overhead for a dental office (not including the dentist’s salary) is $350,000. The average clinician works 33 hours per week for 48 weeks, which is 1,600 hours per year. By taking the $525,000 average annual revenue and dividing it by 1,600 hours, we get $312 an hour to keep the office operating profitably. In other words, if a dental office can net $312 an hour after all expenses, that office should fall into the $525,000 average yearly revenue bracket. http://www.dentaleconom ics.com/articles/print/volu me-96/issue- 9/features/the-real-cost-of- dentistry.html

Student loan vs. Business Loan A student loan is designed to help students pay for university tuition, books, and living expenses. It may differ from other types of loans in that the interest rate may be substantially lower and the repayment schedule may be deferred while the student is still in school. small business loan is an amount of money borrowed by a small business person to start or run a small business. Realistically, a small business loan is an euphemism used by lending institutions to describe personal loans given to small business people. http://sbinfocanada.about. com/cs/financing/g/smallbi zloan.htm