OCIP Coverages San Mateo County Community College District

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Presentation transcript:

OCIP Coverages San Mateo County Community College District INSURANCE PROGRAM Workers’ Compensation & Employers Liability General Liability Contractors Pollution Liability Builders’ Risk ***All Lines of coverage provided by Zurich American Insurance Co.*** INSURED PARTIES District (Owner) General Contractor/ Construction Manager* Prime Subcontractors Trade Subcontractors Construction Manager * Enrolled Construction Participants *** Excludes Automobile Liability, Equipment Floater *** ***Mold/Fungi, Breach of Contract & Nuclear Energy liability***

San Mateo CCD OCIP Program Structure General/Excess Liability Contractor’s Pollution Liability Workers’ Compensation Builder’s Risk ‘Course of Construction’ Excess Liability $25,000,000 p/Occur & Annual Aggregate $25,000,000 p/Occur & Aggregate on Comp Ops General Liability $ 5,000,000 p/Occur $10,000,000 Annual Aggregate Completed Operations Term: 10 Years Limits: $5,000,000 p/Occur $5,000,000 Aggregate Statutory $25,000,000 Occur. / Shared Program Aggregate $ Limit Per the Value of Project Additional Coverages Available: Flood Earthquake Soft Costs Employer’s Liability $1,000,000 p/Occur. Annual Aggregate Per Project Limits $10,000 – $25,000 / occur. ($50,000 Structural renovation) Deductibles and Rates vary by Project Type and Materials $10,000 / Occur. Deductibles None None This graphic illustration is an oversimplification that is not to scale and should not be used to verify coverage in force. Confidential Information

San Mateo OCIP Construction Services Team Helena Williams Account Manager Rick McHale Vice President Account Executive Sharon Iburg Vice President Construction Services John Rodriguez Loss Control Alisa Hawkins OCIP Manager Nickole Petersen Claims Support Sandy Nottingham OCIP Administrator Susanne Senyo Underwriter Jannina Rodriguez OCIP Coordinator Stefany Hempel Asst. Underwriter

OCIP Claims/Loss Control Support Review all Incoming WC and GL Claims for Legitimacy Do they belong to specific projects site? 24-Hour Turnaround on Claims Notifications Frequent Review of Loss Runs & Adjusters Notes for Claim Progress Attends all Quarterly Claims Review Meeting w/Zurich Keeps Zurich on top of your claims Loss Control Monthly Site walk with Project Lead with follow-Up Report Assist Contractors w/Modified Work Duty Options Assist Contractors with IIPP Helps to establish Industrial Clinics Assistance in unique exposures Blasting Catering Truck Site Security

Bidding… Contractor shall identify and exclude from bid all insurance costs associated with Work to be performed under contract by way of an Additive Alternate; including its subcontractors. To accurately calculate the actual cost of insurance may require a contractor to include the cost of projected losses and loss funding for this contract when dealing with large retention programs.

Thank you…