Woolwich mortgages from Barclays An Introduction Company confidential

Introducing Woolwich mortgages from Barclays Our products – general overview Our policy – getting to know us Customer focus – First time buyers Movers Remortgagers Buy to Let Our Service – working with us Contact Details Questions? For intermediary use only

Our products - general overview Innovative, award winning residential products for First Time Buyers to Movers to Remortgagers including: Family Springboard Offset Great EscapeTM Participation in Government Schemes Help to Buy 1 and 2 Shared ownership Experts in large loans lending Established Buy to Let proposition A lender for the long term – competitive End of Term products All of our mortgage products are available to all of our distribution channels For intermediary use only

Our policy – getting to know us Phone your local Intermediary Relationship Manager or the Intermediary Business Centre on 0845 070 1567* Calls may be monitored and/or recorded for security and training purposes. For BT residential customers, calls will cost no more than 4.5p per minute, plus 15p call set-up fee (current at January 2014). The price on non-BT phone lines may be different. For BT business customers, calls will cost no more than 4.5p per minute, min call charge 6p (current at January 2014). The price on non-BT phone lines may be different. Calls to 0800 numbers are free if made from a UK landline. For intermediary use only

Customer focus – First Time Buyers 90% LTV products available as standard Up to 5.5 x income multiples (subject to individual borrowing circumstances) Product solutions including: The Family Springboard Mortgage 95% LTV product A helpful solution which offers attractive rates similar to lower LTV products for the home buyer, thanks to the unique addition of linked funds from a “Helper” Help to Buy 2 95% LTV products Fixed rate deals Available on new build Maximum loan sizes apply For intermediary use only

Customer focus – Movers 90% LTV products available as standard Barclays Loyalty Mortgages Lower application fees for our personal current account customers £800 per month for 3 consecutive months Offset A very flexible solution Future Fix A new type of product for those who want to track now and fix in the future – look at our current product range Switch and Fix A feature of all our tracker products - for those wanting to take advantage of a tracker rate today with no ERC when they switch to a fixed rate For intermediary use only

Customer focus – remortgages Up to 90% LTV now available Great Escape TM Up to 85% LTV No legal, valuation or application fees Cashback Switch and Fix A feature of all our tracker products Switch and Save Available on our tracker products No legal or valuation fees Procuration fees for retention For rate switches we pay procuration fees For intermediary use only

Customer Focus – Buy to Let 125% rental calculation (based on pay rate) 75% LTV borrowing on new build flats First time landlords £20,000 minimum income requirement Up to 4 properties £1 million maximum amount borrowing per property £3m maximum aggregate borrowing with Woolwich For intermediary use only

Our service - working with us Decision in Principle Binding decision providing the information submitted is accurate Scan and Send for all your supporting documents Alongside your case submission Dedicated Underwriter for your case Direct dial details given once your case has been submitted Case Tracking The most up to date position on your case available whenever you need it For intermediary use only

Contact Details Intermediary Support Our Intermediary Business Centre in Cardiff – 0845 070 1567* Lending Support Assistance on lending decisions - 0870 240 1037* For decisions on lending over £600k – 0113 296 5702 Residential and Buy to Let Mortgage Servicing 0800 022 4022* Valuations - 01536 535 587 Procuration fee queries - procfees@barclays.com Calls may be monitored and/or recorded for security and training purposes. For BT residential customers, calls will cost no more than 4.5p per minute, plus 15p call set-up fee (current at January 2014). The price on non-BT phone lines may be different. For BT business customers, calls will cost no more than 4.5p per minute, min call charge 6p (current at January 2014). The price on non-BT phone lines may be different. Calls to 0800 numbers are free if made from a UK landline. For intermediary use only

Questions? Speak to your BDM 'The Woolwich' and 'Woolwich' are trademarks of Barclays Bank PLC which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 122702). Barclays Bank PLC. Registered in England. Registered No. 1026167. Registered Office:1 Churchill Place, London E14 5HP. Buy to Let mortgages are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority. For intermediary use only