Module 4: Ethics, Fair Lending, and Mortgage Fraud 8-Hour SAFE Comprehensive Continuing Education

Module 4: Ethics, Fair Lending, and Mortgage Fraud 4.1 Ethical Lending Practices What is Ethics? Professional Ethics and Conduct Professional Organizations National Association of Mortgage Brokers National Reverse Mortgage Lenders Association

Module 4: Ethics, Fair Lending, and Mortgage Fraud 4.2 Overview of Predatory Lending Practices Kickbacks & RESPA Violations

Module 4: Ethics, Fair Lending, and Mortgage Fraud 4.3 Overview of Mortgage Fraud Kinds of Mortgage Fraud Fraud for Property Fraud for Profit Mortgage Fraud Red Flags Suspicious Activity Report Mortgage Fraud Index

Module 4: Ethics, Fair Lending, and Mortgage Fraud 4.4 Enforcing Consumer Financial Laws CFPB Complaint Process Elements of a Response CFBP Office of Enforcement Office of Administrative Adjudication CFPB Civil Penalty Fund Bureau-Administered Redress

Module 4: Ethics, Fair Lending, and Mortgage Fraud 4.5 Prosecuting Mortgage & Bank Fraud Scams Federal Mortgage Fraud Offenses Falsifying Loan Applications and Appraisals Mail Fraud and Wire Fraud Mail Fraud Wire Fraud Lulling Letters, Telegrams, and Telephone Calls Bank Fraud Money Laundering Penalties for Money Laundering