Guest presenter: Britt Trumbower, on behalf of WSESU 09/18/17 VEHI JAN 1,2018 Health Plan Guest presenter: Britt Trumbower, on behalf of WSESU 09/18/17

Annual Employee Premium Share What’s the Bottom Line? Annual Employee Premium Share Certified Teacher Current Plan Gold CDHP Save 2018 Max Out of Pocket Single $1,354 $942 $412 $500 Parent Child $2,192 $1,456 $736 $1,000 2 Person $2,662 $1,769 $893 Family $3,569 $2,609 $960

Annual Employee Premium Share Certified Teacher Certified Teacher What’s the Bottom Line? Annual Employee Premium Share Current Plan Gold CDHP Silver CDHP Platinum Gold Single $1,354 $942 $138 $2,533 $2,137 Parent Child $2,192 $1,456 $979 $4,942 $4,258 2 Person $2,662 $1,769 $928 $5,757 $4,927 Family $3,569 $2,609 $798 $7,537 $6,376 Is there anyone in the auditorium today that can make a compelling argument that the Platinum or Gold Option is better than the Gold CDHP???? If no, this meeting is going to go a lot faster than I thought. Employee Out of Pocket Current Plan Gold CDHP Silver CDHP Platinum Gold Single $500 $2,000 $800 $1,100 Parent Child $1,000 $4,000 $1,600 $2,200 2 Person Family

Annual Employee Premium Share ESP/ Classified ESP/ Classified What’s the Bottom Line? Annual Employee Premium Share Current Plan Gold CDHP Silver CDHP Platinum Gold Single $903 $628 $0 $2,239 $1,823 Parent Child $1,461 $971 $494 $4,457 $3,773 2 Person $1,775 $1,179 $339 $5,168 $4,337 Family $2,379 $1,739 $6,667 $5,506 Is there anyone in the auditorium today that can make a compelling argument that the Platinum or Gold Option is better than the Gold CDHP???? If no, this meeting is going to go a lot faster than I thought. Employee Out of Pocket Current Plan Gold CDHP Silver CDHP Platinum Gold Single $500 $2,000 $800 $1,100 Parent Child $1,000 $4,000 $1,600 $2,200 2 Person Family

How does the GoLD CDHP Plan work? Certified/Teacher Employee Pays1st HRA* Pays Employee Pays Total Employee OOP Insurance Pays Single $400 $2,000 $100 $500 Balance Parent Child $800 $4,000 $200 $1,000 2 Person Family $0 *HRA (Health Reimbursement Arrangement): Employer funds are used to cover employee claims

How does the Silver CDHP Plan work? Certified/Teacher Employee Pays1st HRA* Pays Employee Pays Total Employee OOP Insurance Pays Single $400 $2,000 $1,600 Balance Parent Child $800 $4,000 $3,200 2 Person Family $1,000 $3,000 Single, Silver Plan is $804 less than Gold. Employee has $1,500 more exposure but only after $2,500 worth of claims have occurred (Rx may already be maxed out) Family; Silver plan is $1,811 less than Gold. Employee has $3,000 more exposure but only after $4,000 worth of claims have occurred (Rx may already be maxed out) *HRA (Health Reimbursement Arrangement): Employer funds are used to cover employee claims

How does the GoLD CDHP Plan work? ESP/Classified Employee Pays1st HRA* Pays Employee Pays Total Employee OOP Insurance Pays Single $250 $2,000 $500 Balance Parent Child $400 $4,000 $600 $1,000 2 Person Family *HRA (Health Reimbursement Arrangement): Employer funds are used to cover employee claims

How does the Silver CDHP Plan work? ESP/Classified Employee Pays1st HRA* Pays Employee Pays Total Employee OOP Insurance Pays Single $250 $2,000 $1750 Balance Parent Child $400 $4,000 $3600 2 Person Family *HRA (Health Reimbursement Arrangement): Employer funds are used to cover employee claims

How does the Platinum Plan work? Certified/Teacher Employee Pays1st HRA* Pays Employee Pays Total Employee OOP Insurance Pays Single $400 $2,000 $800 Balance Parent Child $4,000 $1,600 2 Person Family $1,000 $600 *HRA (Health Reimbursement Arrangement): Employer funds are used to cover employee claims

How does the Platinum Plan work? ESP/Classified Employee Pays1st HRA* Pays Employee Pays Total Employee OOP Insurance Pays Single $250 $2,000 $550 $800 Balance Parent Child $400 $4,000 $1,200 $1,600 2 Person Family *HRA (Health Reimbursement Arrangement): Employer funds are used to cover employee claims

How does the Gold Plan work? Certified/Teacher Employee Pays1st HRA* Pays Employee Pays Total Employee OOP Insurance Pays Single $400 $2,000 $700 $1,100 Balance Parent Child $800 $4,000 $1,400 $2,200 2 Person Family $1,000 $1,200 *HRA (Health Reimbursement Arrangement): Employer funds are used to cover employee claims

How does the Gold Plan work? ESP/Classified Employee Pays1st HRA* Pays Employee Pays Total Employee OOP Insurance Pays Single $250 $2,000 $850 $1,100 Balance Parent Child $400 $4,000 $1800 $2,200 2 Person $1,800 Family *HRA (Health Reimbursement Arrangement): Employer funds are used to cover employee claims