Claiming Compensation - the basics

Slides:



Advertisements
Similar presentations
Automobile Insurance: The Basics. What is the likelihood you will be in an automobile accident? There are more than 12 million motor vehicle accidents.
Advertisements

MINIMUM LIMITS OF INSURANCE The limits in Turkey for 2014 are as follows: Property damage: EUR ( TL.) per vehicle and EUR ( TL.)
Lecturer: Miljen Matijašević Session 2,
Motor Vehicle Insurance Section Understanding Business and Personal Law Motor Vehicle Insurance Section 16.2 Owning a Vehicle What You’ll Learn.
Tort Remedies Fatal Accidents. Introduction Law Reform (Miscellaneous Provisions) Act Claimants claim carried on by his estate Fatal Accidents.
Criminal and Civil Liability
Law I Chapter 18.
Chapter 18 Torts.
Collisions and Insurance. Stop immediately Assist the injured Control the scene Notify the police Exchange information Duties If Involved in a Crash Notify.
Operational and Actuarial Aspects of Takaful Claims Management.
Forensic and Investigative Accounting
Chapter 18.  Criminal Law: crime against the state  Civil Law: person commits a wrong, not always a violation of law  Plaintiff-the harmed individual,
The Judgement and Civil Remedies. After the trial the Judge delivers a judgement. After the trial the Judge delivers a judgement. In Small Claims Court,
Disclaimer: The contents of this presentation are general in nature. Please use your discretion while following them. The author does not guarantee legal.
1 Ins301 Chp12 Tort Law Background on the law Basic tort liability rules Liability from negligence Economic objectives of the tort liability system.
Claims Adjusting Objectives Complying with contractual promise Achieving profit objective Collection of information Marketing Underwriting Actuarial Definitions.
Business Insurance Types of Business Insurance Theft Insurance: theft of equipment and stock Fire Insurance: damage to premises, equipment and stock.
Personal Injury Legal Aspects of Brain Injury. Personal Injury Legal Aspects of Brain Injury  Road Traffic  Accident at Work  Public Liability e.g.
RISK AND INSURANCE. RISK The chance of loss –Speculative Risk –Pure Risk.
1 Criminal Injuries Compensation Board CALC Conference Belleville, Ontario September 20, 2010.
Fentons Solicitors LLP a leading UK personal injury firm freephone The role of the Solicitor in Rehabilitation By Matthew.
Agribusiness Library LESSON L060084: VEHICLE INSURANCE.
BRAIN INJURIES in BRITAIN THE FIGHT FOR JUSTICE BILL BRAITHWAITE Q.C. UK.
Delaware State Driver’s Education Study Guide. Section 3.
Civil Tort Law Trial Procedure Civil Remedies (Tort Action)
“Show me the Money!!” The Judgment: Damages & Other Compensations.
TORTS: A Civil Wrong. Fairplay.org What is a Tort? A civil wrong A breach of some obligation Causing harm or injury to someone –Negligence –Libel Plaintiff.
Unit 2 Chapter 5 Legal Environments of Business (LEB)
Operational and Actuarial Aspects of Takaful Topic 7 Claims Management.
Victims Compensation- an overview 19 September 2012 Kingsford Legal Centre.
Civil Law Civil Law – is also considered private law as it is between individuals. It may also be called “Tort” Law, as a tort is a wrong committed against.
Chapter 16 Part III Motor Vehicle Insurance. Financial Responsibility Anyone who owns or drives a vehicle should have protection against personal injury.
Aon Motor Insurance Scheme Aon Motor Insurance Scheme – annual fixed rate of £927.80* per vehicle** exclusive to members of The Law Society of Scotland.
Employment Tribunals Jim Reeves Communication Workers Union Unfair Dismissal & Discrimination.
Incorporated in the Motor Tariff. Agreement between two insurers. Each insurer shall bear its own policyholder’s vehicle damage loss irrespective.
TORTS: A CIVIL WRONG Chapter 18. TORTS: A CIVIL WRONG Under criminal law, wrongs committed are called crimes. Under civil law, wrongs committed are called.
Damages Special, General. Some principles C o m p e n s a t o r y q u a n t u m M i t i g a t i o n o f l o s s C o n t r i b u t o r y n e g l i g e.
LANGLEY FEDERAL CREDIT UNION CENTURA COLLEGE. LANGLEY FEDERAL CREDIT UNION Help Protect Your Business with General Liability Insurance: ___ pays for losses.
INSURANCE Introduction to Business and Marketing.
Legal issues associated with acquired brain injury
PURSUING COMPENSATION FOR SEXUAL ABUSE SURVIVORS: CIVIL ACTIONS
Civil Tort Law Trial Procedure Civil Remedies (Tort Action)
What responsibility do citizens owe to one another?
Liability in negligence
WHAT IS LAW? TM.
Auto Insurance.
Reporting a road crash Why reporting matters UNHCR Safe Road Use campaign Version 3 September 2017.
SPINAL CORD injuries: How to fund your care and understand the legal labyrinth Andrew C. Murray, LERNERS LLP.
Personal Injury Lawyer - Fiat Justitia
Protecting your interest! Foylelegal.com Car Accidents Failure to Give Way.
Car Accidents Rear End Collision
MULTIPLE VEHICLE CAR ACCIDENTS WESTERN AUSTRALIA
Fatal Road Traffic Collisions
Introduction to Civil Law
Torts: A Civil Wrong.
The Judgement and Civil Remedies
Forensic and Investigative Accounting
Claims Adjusting Objectives Definitions
Claims Adjusting Objectives Definitions
Section 16.2.
* Take Charge of Your Finances G1
Forensic and Investigative Accounting
What To Expect From Your Car Accident Lawyer
Torts A Civil Wrong.
Automobile Insurance: The Basics
Introduction to Health and Safety at Work
By : DeAndre Thomas 5th period #2k12 we going in!
Civil Law 3.1 Intro To Civil Law
Private/Civil Law:.
Contents Public Liability Employers’ Liability Professional Indemnity
Presentation transcript:

Claiming Compensation - the basics Penny Knight 22 September 2010

The starting point Location Responsibility for collision Time limits

The Claimant Who is the Claimant? An injured child A brain injured person A fatally injured person

Funding Legal expenses insurance Conditional Fee Agreements (“no win, no fee”)

The Defendant Can the other party be identified? Can he/she be traced? Is he/she still alive? Was he/she driving for work purposes? Does any of this matter?

The paying party The other party The other party’s employer An insurer The Motor Insurers Bureau The Criminal Injuries Compensation Authority

Establishing liability Evidence Burden of proof Balance of probabilities

The police investigation Starting point Witness statements Plans, measurements, photos Vehicle examination

What can the injured party claim Pain, suffering and loss of amenity Financial losses - such as: Loss of earnings Treatment costs Care and assistance

What can be claimed when there has been a fatality Statutory bereavement damages Funeral expenses Claims on behalf of dependents

Any questions? Penny Knight Partner