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VSP Delivers What Consumers Want 57% of consumers want low out-of-pocket costs Over 77,000 network access points in California Highest member satisfaction WellVision Exams provide powerful early detection opportunities

Emphasis on Advanced Eye Care Members enjoy the utmost care for their eyes Medical Prescriptions: VSP Doctors are able to write Rx to treat eye disease, such as Pink Eye Diabetic Eye Care Program: No referral is needed for Members with type 1 and type 2 diabetes. Additional services are covered including: follow-up exams and retinal imaging.

Choices for Small and Large Groups Our partnership with VSP empowers you to offer exceptional vision care to clients as small as 2 and as large as 1000. There's more than one right fit with VSP through CoPower: 5 VSP Voluntary plans 6 VSP Employer paid plans

VSP Choice and Signature Highlights Range of benefits from $130 to $200 allowances No DE9C on Voluntary Only two enrollees required on Voluntary plans No limit on number of out-of-state employees All Carve-Outs allowed 1099 employees allowed, if covered in group medical

CoPower’s Eleven VSP Plans True Open Enrollment for all Voluntary plans Two year rate guarantee Voluntary plans from $9.40 to $13.27 EE-only rate

Which Plan Should you Sell? Employer Paid: 12/12/24 frequency Employee Paid: 12/12/12 $150 frame or higher Richer benefits = higher enrollment Higher frame allowance = lower out of pocket at point of service Lower OOP = Higher member satisfaction Richer plan design = Higher re-enrollment Higher Premium results in higher commissions as the broker

VSP’s Affiliate Program The program allows Costco and other high-quality retail chains to act as an in-network provider Eye exams fully covered No forms – patient pays copays and cosmetic options HIPAA-compliant systems 100% patient satisfaction guarantee 65% Costco doctors are on VSP network

Exclusive VSP Extras Truhearing®: Save up to 60% on Digital Hearing Aids Laser Vision Correction: Average savings of 15-20% off Lasik from NVISION® and TLC Laser Eye Centers Contact Lens Offers: Exclusive mail-in rebates on Bausch + Lomb and CooperVision Glasses and Sunglasses: An extra $20 to spend on featured designer brands

Empower Empower is a full featured, groundbreaking, online administrative tool that allows you to: Track the growth of your commissions Manage all your groups easily Quickly add and terminate members View your groups’ billing and payments instantaneously Streamline administrative burdens View upcoming renewals Best of all, signing up is free and easy.

CoPower VANTAGE All CoPower members gain free access to our portfolio of value-add products, including HR Support Center for all employers. HR360 FREE 24/7 access to online HR support and a wide variety of Human Resource and compliance topics. WILD AT WORK Members enjoy savings on dining, theme parks, shopping and a host of other services. DISCOUNT RX CARD FREE card with up to 75% discounts on prescription drugs. Honored at more than 56,000 pharmacies! ESSENTIAL WEBINAR This webinar is held twice a month and offers information on CoPower services, Empower and value-add services.

Focused on the Customer Experience Dedicated Group Representative Single point of contact New group onboarding & orientation webinars Phone, email or online chat support Giving you an experience that is dynamic, empowering, relevant and sensible.

Thank You! 888.920.2322 | sales@copower.com