PRADHAN MANTRI JAN-DHAN YOJANA CHITTOOR
Rayalaseema Region Drought prone. Area of 15,600 Sq.km. GPs – 1363. Economy CHITTOOR Rayalaseema Region Drought prone. Area of 15,600 Sq.km. GPs – 1363. Population – 41.74 Lakhs Households 10.39 Lakhs Lead bank: Bank Network Total Banks 40 Rural Branches 226 Semi Urban Branches 179 Urban Branches 166 Total Branches 571 Branch Penetration 7309
PMJDY 1 2 3 4 5 6 Credit Guarantee / OD accounts Universal access 2 Basic banking, OD Rs.5000/, Rupay card and accident insurance 3 Financial Literacy 4 Credit Guarantee / OD accounts 5 Micro – insurance: PMSBY,PMJJBY 6 APY
Hon’ble Prime Minister Hon’ble Union Minister Hon’ble Chief Minister 28.8.2014 New Delhi Hon’ble Union Minister Heavy Industries & PE 28.8.2014 Tirupathi Hon’ble Chief Minister 28.8.2014 Rajahmundry LAUNCH
ACHIEVEMENTS SO FAR 100% coverage. 80% Rupay cards. 75% Aadhaar seeded. A/cs by BCs -1.21 Lakhs. Rs. 19.75 cr savings. 7987 a/c, over draft- Rs. 1.82 cr. 78 Claims / Rs. 1.56 cr.
IMPLEMENTATION STRATEGY Household survey - Self Help Groups. 3 Mass campaigns/ 1363GPs/ 1/6 Months/ 22 Days. Focus stakeholders meetings. 4 Town Hall meetings. Video/Set/Tele Conferences. Convergence, Team work.
Awareness Petrol bunks/ Market yards/ Associations. Counselling. Mandal level convergence. Reaching Out Peoples Survey. 98% BPL members. Fixed agenda/ Fixed day meetings/ 40K discussions.
Door step banking 734 BCs/BMs in 941 SSAs, 207 b & m branches. Provided AEPS / POS/ Micro-ATMs. Population / BC – 3,000. Transactions / value /BC /Day – 15 /25,000. Claim settlement / 25 Days. 2/3 SIM Cards.
Aadhaar Seeding Captured – People survey. Distributed Bank wise. De – Centralized data entry. SMS alerts. Monitoring.
Activate / zero Trainings Targets Special Drive BCs/SHG Members Linking
FINANCIAL LITERACY Financial Literacy Centres Existing - 2 New – 6 (Operationalized by 30-06-2016 )
Increase financial literacy. Mega Mudra credit camps. Mass campaign. Single Day / 8126 borrowers/ 12-Jan / 66 mandals. 36K / Rs. 688 Cr.
SOCIAL SECURITY SCHEMES
WAY FORWARD 31-05-2016 Conversion normal SB A/cs SHG Women – 3,68,000 Scholarships – 90,500 NREGS – 1,45,464 30-04-2016 Zero balance A/cs activation 2,13,815 30-06-2016 Operationalization of new FLCs 15-04-2016 Aadhaar Seeding 1,15,626 31-03-2016 Activation of balance Rupay Cards – 92,394 20-03-2016 Conversion SWAVALAMBAN to APY 34,827 15-03-2016 Call centre for Insurance Claims
SUGGESTIONS Call centre / MIS. Transaction ceiling ! DBT -PMJDY link. Yearly option / card in APY. District Review Mechanism.
BUSINESS CORRESPONDENTS AWARENESS PROGRAMMES BUSINESS CORRESPONDENTS RUPAY CARD ACTIVATION SURVEY BY SHG MEMBERS
FINANCIAL LITERACY SHG MEMBERS BCs Videos >>
Making the poor bankable TRANSFORMING INDIA Banking on the poor Making the poor bankable THANK YOU