An Introduction to Health Cash Plans The everyday health insurance from HSF health plan Roy Smith & John Murphy HSF health plan

About HSF health plan and The Charity The Hospital Saturday Fund HSF health plan is the trading company of a registered charity The Hospital Saturday Fund Founded in 1873 as The Hospital Saturday Fund Active in Ireland since 1949 Approved in Ireland by the Department of Health & Children Registered with the Health Insurance Authority Authorised by the Prudential Regulation Authority Regulated by the Financial Conduct Authority and the Prudential Regulation Authority

Charitable Donations The Hospital Saturday Fund, a Registered UK Charity, donates surplus monies made by HSF health plan to individuals and medically associated charities.

Why choose HSF health plan for your organisation? An average HSF health plan policyholder stays with us for over 11 years, which we feel is a testimony to the benefits and services that we provide. Meets companies CSR requirements, whilst looking after employees’ health and welfare.

Why choose HSF health plan for your organisation? At HSF health plan over half our employees have been with us for over 5 years and a third have completed over 10 years service. This experience spreads throughout all our departments and enables our corporate customers and individual policyholders to receive an efficient service.

Why choose HSF health plan for your organisation? HSF health plan is a cost effect way to provide your employees with a range of benefits to help them with the cost of everyday healthcare. Spouse/partner and dependent children up to the age of 21 covered at no additional cost.

HSF Scheme options HSF Individual Schemes Family Schemes HSF Assist A HSF health plan can be provided on a funded, part funded or totally voluntary basis all at a discounted corporate rate. This allows you to provide a valuable employee benefit for little or in the case of a voluntary scheme at no cost to your company.

HSF Individual Schemes Dental and Optical up to €600 Day Case Surgery & Treatment up to €100 per day up to 8 occasions General Practitioner, Prescription & Emergency Department up to €25 per visit Hospital Admissions up to €100 per night up to 40 nights Practitioner up to €800 Recuperation up to €330 after a minimum of 10 nights in hospital Includes Physiotherapy, Osteopathy, Chiropractic, Acupuncture, Homoeopathy, Chiropody/Podiatry Specialist & Investigations up to €800 Personal Accident cover up to €30,000 Includes allergy testing and health screening Birth & Adoption up to €800 per child Helplines – Help and advice when you need it most

HSF Family Schemes Dental and Optical up to €800 Day Case Surgery & Treatment up to €120 per day up to 8 occasions General Practitioner, Prescription & Emergency Department up to €32 per visit Hospital Admissions up to €120 per night up to 40 nights Prescription up to €16 paid per script Recuperation up to €230 After a minimum of 10 nights in hospital Or up to €340 after 15 nights in hospital Practitioner up to €1,300 Personal Accident up to €50,000 Includes Physiotherapy, Osteopathy, Chiropractic, Acupuncture, Homoeopathy, Chiropody/Podiatry Specialist & Investigations up to €1,700 Surgical Appliances & Hearing Aids up to €850 Includes allergy testing and health screening Birth & Adoption up to €1,000 per child Helplines – Help and advice when you need it most

HSF Assist – range of services HSF Assist provides unlimited access to a variety of assistance helplines and services which are available to all policyholders and their children. The services available are: GP Telephone Advice – 24 hour access to a Doctor Virtual Doctor – a webcam based “face to face” consultation service with a Doctor Health Information Website – a medically validated and regularly updated website Counselling Service – a telephone and, if needs be, a face to face counselling service Legal helpline – telephone access to Solicitors and Barristers You can use any part of the HSF Assist service as many times as you need.

HSF Assist – GP Advice 24 hours a day Unlimited convenient 24 hour 7 day a week access to a large team of qualified practising GPs: Diagnosis Advice Reassurance Second opinion Over 70% of consultations result in the patient having an effective diagnosis and course of action without referral to another medical professional Over 90% of consultations result in the patient having a clear course of action

Thank you Go raibh maith agat