“Where Only Certified Financial Planner plans & implements “ Balakrishnan S Certified financial planner GM Wealth care “Where Only Certified Financial Planner plans & implements “ Financial Planning initiative by GM Wealth Care

Lets go through a small story of Jay and Rahul and see where you fit in.

He starts saving Rs.10,000 every month Jay Rahul Age: 25 Age: 25 I’ve got some surplus. Let me start investing. Why save now? Let me enjoy spending. I will invest later. He starts saving Rs.10,000 every month

Jay feels the need of investing Rahul continued investing Age: 40 Age: 40 Jay feels the need of investing as he has a family now & approaching retirement. So he starts investing Rs.20,000 every month Rahul continued investing Rs.10,000

Question When both Jay and Rahul retire at 60, who do you think has a higher corpus? Jay who invested a total amount of Rs.48 Lacs (Rs.20,000 p.m) OR Rahul who invested a total amount of Rs.42 Lacs (Rs.10,000 p.m)

5.4 Cr 1.8 Cr Jay Rahul Age: 60 Age: 60 Total investments Rs. 48 Lakhs @12% @12%

So what does the story say? Start investing early Be steady and consistent Let Power of compounding work in your favor Rahul Jay

The answer to all the above is Unfortunately NO Question Do you think what Jay did was correct? Jay starts saving after realizing Family responsibilities. Do you think that’s the right approach? Is managing personal finance as simple as saving some amount every month? The answer to all the above is Unfortunately NO

Should you invest in Equity/ Stocks

Value of money over time

So, have you ever felt this way? I need to save for my child’s higher education Why don’t you talk to a Financial Planning expert? Can I buy a car in the next 5 yrs? Just received some bonus what to do? Is EPF ,Gratuity enough for my retirement?

Financial Planning….what’s that? Insurance Planning Investment Planning FINANCIAL PLANNING Where you want to be TOMORROW. Where you are TODAY. Debt Management Tax Planning A HOLISTIC APPROACH GUIDED BY A FINANCIAL PLANNING EXPERT.

I mean, I don’t have a big surplus But is this for me? I mean, I don’t have a big surplus So what? Lets see what a person who starts with a saving of Rs.10,000 every month can achieve? You will be surprised!

My Financial Plan Kid’s Education in 17 years : Rs.21.5Lacs My Retirement Corpus in 30 years Rs1.47 Crores Kid’s Wedding in 25 years : Rs.17.2 Lacs My Car in 6 years Rs.4.3 Lacs Mediclaim Cover of Rs.5Lacs for the entire family Life Insurance Cover Rs.60 Lacs Personal Accident Policy of Rs.10Lacs Saving of 10,000 assumed to increase by 10% every year Illustration for a 30 year old having a kid who is 1 year old

How will CFP Service benefit me? Professional Advice A dedicated personal finance expert to assist you in managing your finances Comprehensive Plan Tailor-made, A customized financial plan covering all aspects of your financial life - Tax Planning, Investment Planning, Insurance Planning, Debt Management etc. One stop solution Round the year support for any personal finance query Post-planning support Active assistance in implementing the advice given by Futurewise

So how do I go about it? Execution & Ongoing advice Presentation One stop solution for all personal finance matters Presentation One-on-one with your dedicated planner Plan Writing Plan writing by your dedicated planner Data Gathering Through the customer portal Sign Up Registration, one-on-one call with personal finance expert

Questions? Address GM Wealth Care 100 –C/10 Gandhi Road Srirangam Trichy - 620006 Email gmwealthcaresolutions@gmail.com Phone 9750393821 / 8190048968