Online Banking
Today we’ll cover: General Trends Benefits Web banking App Banking External Budgeting Introduction
Online banking is becoming the new normal for many banking customers but many users are still unsure whether or not it is for them. Here at EPL
Introduction
Almost every banking institution has online access and most now have added incentives for using online services or penalties for having mail notices sent. Online Banking Trends
Benefits Instant or almost instant information Access anywhere with Internet Some improved security (mail) Pay bills and credit cards more easily Often save money by not paying fees More easily use bonus points Bank from home Benefits
Is online banking safe, though? Security
Security Online banking may not be for: People who struggle with passwords People who are not comfortable with computers People who use local or community banks Security
Security
Apps
Many banking services offer person-to-person payment Many banking services offer person-to-person payment. This allows you to send money quickly through your smartphone or email account. QuickPay
QuickPay
Many banking apps also allow you to take a picture of a check to have it automatically deposited in a selected account. Check Scanning
Budgeting Services
Mint.com Mint allows you to: Create budgets Monitor your spending Keep track of investments Free service Mint.com
Mint.com
Youneedabudget.com Youneedabudget allows you to: Create budgets Monitor your spending Keep track of investments $5 a month or $50 a year Youneedabudget.com
YNAB
YNAB
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