PHILADELPHIA AMERICAN LIFE Applications are Underwritten Actuarially Sound Indemnity Pay – To insured or provider No Coordination of Benefits Product premiums bundle into one EFT Member of the New Era Life Group B++ Rated by A.M. Best Founded in 1924

Primary Marketing Plan Health Saver Plus III Primary Health Coverage Critical illness PLAN Coverage for major medical illness Accident Plan Coverage for unexpected injuries Christian Health Cost Share Program Aca exempt Acts as secondary coverage to INSURANCE products

Escape the Aca. Philadelphia American Life Escape the Aca **Philadelphia American Life** Marketed by – Insurance Specialties Health Saver Plus III

Health Saver Plus III Benefits $5,000,000 Lifetime Coverage Medical Benefits Provides hospital confinement, surgical and outpatient benefits Provides free choice to Doctors or Hospitals Provides significant PPO cost savings * Choice of three coverage options Pick A Maximum Calendar Yr. Benefit - $100,000, $250,000, $1,000,000 Pick A Base Plan Deductible - $100, $500, $1,000, $2,500, and $5,000 Pick A Benefit Coverage Level - 1, 2, or 3 Units *PHCS/Multiplan Network

2. Enhanced Accident Plan Escape the aca **Philadelphia American Life** marketed by - Insurance Specialties 2. Enhanced Accident Plan Issue Age 0-75 * Guaranteed renewable to age 80 Pays in addition to any other insurance Individual or Individual and Spouse Single Parent or Family Child Only Coverage – Organized Sports Activities Covered Health Saver Plus III and Accidental Plan pays independent of each other *65 and over are eligible for 1 unit only

Accidental Disability Income Blue/Gray disability Market Optional under Accidental Plan Issue age - 18-64 Primary Insured only coverage Income disability benefit $1,000 or $2,000 Monthly Coverage period - 12 or 24 months

Escape the aca. Philadelphia American Life Escape the aca **Philadelphia American Life** Marketed By – Insurance Specialties 3. CRITICAL ILLNESS INSURANCE PLAN

Crisis Recovery Lump Sum-Cash Benefit $10,000 to $50,000 of Illness Protection Increments of $10,000 Child Benefit - $10,000 Guaranteed Renewable to age 75 * Premium based on Attained Age Pricing 90 day Waiting Period Claims paid at 25% during waiting period Pre-Existing not covered in first 12 months *65 or over will have reduced benefits of 50%