15 Minute University Series: Claim Types-Top Categories for 2016 Leigh Monteith Vice President / GA Underwriting Counsel Georgia Agency 15MU Fidelity National Title Insurance Company

Claim Types-Top Categories for 2016 Claims are a reality in the title insurance industry. Through September 2016, the Company opened 532 claims in Georgia. There are 14 categories or types of claims. 15MU Fidelity National Title Insurance Company

Claim Types-Top Categories for 2016 Search/Exam Survey Issues Settlement Procedures Post-Closing/Recording Missing Interests 15MU Fidelity National Title Insurance Company

Claim Types-Top Categories for 2016 Remaining Categories Access/Easement Underwritten Risk Local Law Issues Non-Policy Claims Fraud/Forgery Gap Coverage Mechanic’s Liens Enhanced/Expanded Policy Defalcation 15MU Fidelity National Title Insurance Company

Claim Types-Top Categories for 2016 Search/Exam Open security deeds Taxes or prior judgments, fifas or liens Legal description (vague / does not close) Break in the chain of title/missing interests 15MU Fidelity National Title Insurance Company

Claim Types-Top Categories for 2016 Survey Issues Legal descriptions Encroachments Boundary line disputes 15MU Fidelity National Title Insurance Company

Claim Types-Top Categories for 2016 Settlement Procedures Lack of corporate or notary seal Missing signatures (notary or witness) Taxes Legal description (not attached to security deed, entirely different property, scrivener’s error) 15MU Fidelity National Title Insurance Company

Claim Types-Top Categories for 2016 Post-Closing/Recording Unrecorded deed Documents recorded in the wrong county Out of order recording Subordination / cancellation of prior security deed 15MU Fidelity National Title Insurance Company

Claim Types-Top Categories for 2016 We welcome any questions, feedback or ideas for future topics **************************************** Please forward them to Leigh.Monteith@fnf.com. 15MU Fidelity National Title Insurance Company

Claim Types-Top Categories for 2016 Thank you for attending. Watch your email inbox for future seminars. 15MU Fidelity National Title Insurance Company