Don Shields District Insurance Officer 9780 May 2017

What the DIO does Answer questions about the policy and refers matter if necessary to Rotary’s Broker Supply of Certificates of Currency & Claim forms (most of which are also on the District Website) Forwards claim to Rotary’s Broker Renewal forms (based on number of Rotarians & value of assets of clubs)

What the DIO does not do Provide financial advice Represent the Broker or the Insurers (but the District) Want to hear about every activity your club does – only where you have read insurance summary and are uncertain or have questions Check or complete your Risk Management

http://rotary9780.org/

Cost per Rotarian 2016/17 Total $23.85 * Per club $73.64 Industrial Special Risks* $2.48 Public Liability $7.03 Personal Accident/Travel $7.47 Association Liability $1.17 Fidelity/Crime $0.29 Aon’s Broker Fees $5.41 Caravan (per district) – Not selected Total $23.85 * Per club $73.64 Expect NO increase this year

HOW TO HELP KEEP PREMIUMS LOW Reducing the likelihood of an event happening that could lead to a claim Achieved by undertaking a risk analysis for every event your club undertakes no matter the size and developing a Risk Management Plan Ongoing projects/events require regularly reviews of the risk analysis & updates to the Risk Management Plan, Informing participants & have the Risk Management Plan at the activity for reference

WHAT IS RISK ASSESSMENT In very simple terms a risk analysis or assessment… Identifies a risk that may lead to a claim Sets out steps to take to reduce that risk Informs participants of the identified risks and the steps to be put in place to reduce the risks It also indicates if the level of risk is acceptable to the club conducting the event

WHY CONDUCT RISK ASSESSMENT Risk Assessment is not just for Insurance, consider: Public Relations - Image and reputation of your club and Rotary should something go wrong; Membership (existing and new prospects) Financial (not just claim excess but bad PR may effect clubs ability to raise funds)

What you & your club members MUST do Risk Management – every activity Advise DIO as soon as possible of all potential claims Annually review value of club assets Respond to DIO’s requests for info Read the Insurance Summary on the District 9780 Website, and only then contact the DIO If you have any questions, put them to the DIO in writing (prefer email)

32 Ormond Road, East Geelong 3219 CONTACT DETAILS Don Shields 32 Ormond Road, East Geelong 3219 P O Box 96, Geelong 3220 Work (03) 5229 0061 Mobile 0419 390 303 don@gibvic.com.au Any questions?