Introduction A novel P2P lending and borrowing platform in IndiaIt allows individuals to get fast personal loans or become lender to earn higher interest on their investment. The platform helps lenders to multiply their money faster. LenDenClub is one of the pioneer peer to peer (P2P) lending platformsin India, which lists only pre-verified borrowers on the platform. Lenders can browse borrower's profile before offering them any loan. Across the world, peer to peer lending has helped millions of borrowers to get hassle free loans at competitive rates and higher returns on investments for lenders.

How Len-Den happens at LenDenClub? LenDenClub connects creditworthy borrowers to lenders, who are interested in higher returns on investments. Online lending and borrowing process at LenDenClub makes it fast and simple for borrowers to get loan and lenders to get higher returns on investments. A win-win situation for both, lenders and borrowers. Lender Protection Fund, is instituted to protect lenders' principal amount. Kindly refer to our terms of services for more details on Lender Protection Fund. www.lendenclub.com

An Insight into Peer to Peer Lending Loans Peer to peer loans, or marketplace loans have become very popular in recent times. P2P lending platforms have provided a way to connect people who need short term funds in a jiffy and people who may have excess funds lying idle and are looking to earn good returns on them. With the increase in internet and smartphone penetration, marketplace loans, or online loans have grown rapidly. Online loans can be a great option even when you have a poor or a fair credit score. While traditional lenders such as banks and NBFCs may not approve your loan application because of your lower credit score, a P2P lending platform like LenDenClub may be able to help you get a loan online.

The Benefits of P2P lending platforms P2P platforms like LenDenClub have tried to make peer to peer lending as hassle free as possible. Such platforms facilitate investments by individuals by doing a due diligence on the borrower profile, recommending an interest rate commensurate with the borrower’s profile and also facilitate recovery. For the borrowers, they offer hassle free credit in a shorter time than other financial institutions. Anyone can become a lender by registering on these platforms and giving some basic details. Lenders can choose to invest small sums (that could be as low as INR 10,000). By choosing P2P lending platforms, lenders can be sure of monthly cash flows that are in the form of EMIs and these are credited directly to the lenders’ bank accounts. This helps them to compound their earnings in a short span and re-invest the same. Platforms like LenDenClub also have recovery support and, lenders can be sure to receive help when there is a loan default or a delay in payment. With such benefits, P2P is soon becoming the most preferred choice of investors..If you haven’t started investing yet, it is the right time to do so.

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