The Free Application for Federal Student Aid Apply on www.fafsa.gov Create an FSA ID for student and parent (if applicable): Username & Password https://fsaid.ed.gov/npas/index.htm Need assistance call: 1-800-557-7394

Student and Parent cannot have the same FSA ID https://fsaid.ed.gov/npas/index.htm Student and Parent cannot have the same FSA ID

FAFSA SUBMISSION DEADLINES

NEW JERSEY HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (www. hesaa NEW JERSEY HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (www.hesaa.org) Deadline extended to June 1, 2017

IRS DATA RETRIEVAL TOOL (IRS DRT) View and transfer your tax information from the IRS Click on the Financial Information tab. Select “Already Completed” for the tax return filing status and answer the eligibility questions. If eligible, click on Link to IRS and follow instructions Save time & submit your data securely using the IRS Data Retrieval Tool!

LEAVE FAFSA WEBPAGE- ENTER IRS WEBSITE

TRANSFER TAX INFORMATION INTO THE FAFSA

Calculation of Financial Need

Sources of Financial Aid/Common Federal Aid Programs Federal and State Grants Federal Pell Grant Federal Supplemental Educational Opportunity Grant New Jersey Tuition Aid Grant Federal Work-Study Federal Loans Subsidized & Unsubsidized Federal Plus Loans Institutional Aid-Scholarships Private scholarship or loans Other Government Aid e.g. G.I.Bill

Financial Aid Timeline Complete a FAFSA each year (Available – October 1st-priority deadline March 1st) Receive Electronic Notification Comply with Document Information Requests, i.e. IRS Tax Return Transcripts, Proof of family members etc. Aid applied to student’s account Aid disbursed upon verification of attendance Aid applicable only to courses required for degree program Refunds to students issued 5 to 6 weeks after individual mini term has started

Verification and Special Circumstances One-third randomly selected each year Documentation requested to verify information on FAFSA Special Circumstances Cannot report on FAFSA Change in employment status Medical/any other unusual expenses not covered by insurance

Federal Financial Aid Information Page Accurate, Comprehensive Information Links to “Free” Scholarship Searches Strategies---Maximizing Aid Eligibility Answers to Frequently Asked Questions https://studentaid.ed.gov

Types of Student Loans https://studentloans.gov Federal Direct Stafford Loans (Filed FAFSA required): Loans disbursed after July 1, 2016 and before 7/1/17 Interest rate 3.76% not to exceed 8.25% minimum 6 credit per term enrollment Online Application (MPN) & Loan Entrance Counseling, visit: www.studentloans.gov Subsidized (repayment 6 month after separation from College) Unsubsidized (Capitalization of interest choice) rate 3.76% PLUS – Parental Loan for Dependents (interest 6.31%) Credit Approval required Alternative Loans: NJClass Loans (NJ State HESAA approval only) Others

Stafford Loan Amounts

Tuition and Fees-Effective Summer 2017 In County Residency Out of County Residency Out of State Residency Tuition $125.00 Differential Fee 125.00 232.00 College Fee* 29.00 Total Cost per Credit $154.00 $279.00 $386.00 * Includes Parking and Student ID http://www.ccm.edu/bursar/financialInformation.aspx

CCM Scholarships http://www.ccm.edu/admissions/financialAid/Scholarships.aspx

Seeking Financial Aid Assistance? It’s not too late to APPLY!! To apply: File the Free Application for Federal Student Aid (FAFSA) Online: www.fafsa.ed.gov Application is available for filing after October 1st each year CCM (FAFSA) School code: 007106 Enter code on completion of your FAFSA Questions: finaid@ccm.edu New Jersey Higher Education Student Assistance Authority http://www.hesaa.org/Pages/ContactUs.aspx 1-800-792-8670 or 1-609-584-4480