HB and/or 1 or more AHB in excess on D+1 1. Was the amount topped on D within HB’s and each AHB’s Coverage Limit? YES, OK. NO Each AHB may ask HB for approval of excess amount of D before 2:00 pm 2. Did the Target customer provide cover for total funds topped to the Master account on D ? Yes, OK. NO 3. Was this amount within the total credit limit in place for the Target customer at the HB ?

4. HB calls Treasurer at Target Customer. Will/can he provide cover ? YES, OK. NO 5. HB refers to Target Customer Relationship Manager to obtain temporary increase of the total credit limit. Yes, OK. 6. Credit Alert by Host Bank to AHB Yes, OK. The 48 cycle will be extended to 72 hours

7. Termination by HB before 2:00 pm CET. Termination 7. Termination by HB before 2:00 pm CET. Termination. The Cash Pooling cycle will be executed on that day (D+1) for the last time 8a. Situation on D+1 2:01 pm CET - without Termination: The AHB amount in excess of the coverage limit on D is automatically approved by HB Cash Pooling process continuous.

8b. Situation on D+2 in case of terminiation: Calculation of the Excess Amount If the amount transferred from the HB Vostro Account onto the Cash Pooling Account is in excess of the Coverage Limit , HB shall have the right to claim from AHB the refunding of any amount exceeding such Coverage Limit which has been transferred on the day on which the termination became effective and on the immediately preceding Business Day to such day, whereupon HB shall not have any liability for such amount in excess of the Coverage Limit. No further Cross-Border Cash Pooling under the Bank to Bank agreement. 8c. Situation on D+3 in case of Termination: The AHB will honor the HB-request for refund and will credit the amount on the S&T account For Suspension the same rules are applicable.