Oct 12 to Oct 20 Qtr

October 12 Attendance Subs Introduction & ground rules Khan Academy Personal Finance Advice for Individuals All Videos (17 minutes) & Reading 50-60 Word Reflection – Savings and Budget Emailed to Mr. Spangler EQ: how will I be able to identify that I can establish effective resource management skills from a leadership in my industry? LG: I will … be able to distinguish between a need and a want, be able to develop a budget and savings plan, and see the value of resources and lifestyle choices. Standard: Crse: 8260300 STD 1.5 Develop a personal growth project STD 5.02 Distinguish between a need and a want, 5.03 Explain how values and goals affect decision-making. 5.04 Develop a budget and a savings plan 5.05 Analyze relationship between resources and the attainment of lifestyle goals. CRSE: 8260500 STD 1.05 Develop a personal growth project. STD 8.02 Distinguish between a need and a want. , 8.03 Explain how values and goals affect decisions., 8.04 Develop a budget and savings plan. Crse: 9009350: STD 5.02 Identify the characteristics and responsibilities of organizational leaders.

October 13 Khan Academy 50-60 Word Reflection – Intro to Interest Personal Finance: Interest and debt Compound Interest basics (15 Minutes) Compound interest introduction The rule of 72 for compound interest Interest basics (34 minutes of Videos) Introduction to Interest Interest (part 2) Why interest rates go up and down How rising of falling interest rates might affect you 50-60 Word Reflection – Intro to Interest Emailed to Mr. Spangler EQ: how will I be able to identify that I can establish effective resource management skills from a leadership in my industry? LG: I will … be able to distinguish between a need and a want, be able to develop a budget and savings plan, and see the value of resources and lifestyle choices. Standard: Crse: 8260300 STD 1.5 Develop a personal growth project STD 5.02 Distinguish between a need and a want, 5.03 Explain how values and goals affect decision-making. 5.04 Develop a budget and a savings plan 5.05 Analyze relationship between resources and the attainment of lifestyle goals. CRSE: 8260500 STD 1.05 Develop a personal growth project. STD 8.02 Distinguish between a need and a want. , 8.03 Explain how values and goals affect decisions., 8.04 Develop a budget and savings plan. Crse: 9009350: STD 5.02 Identify the characteristics and responsibilities of organizational leaders.

October 17 Khan Academy 50-60 Word Reflection – Credit cards and loans Personal Finance: Interest and Debt Credit Cards and Loans (30 minutes of videos) Annual percentage rate(APR) and effective APR What is an APR How credit card interest is calculated Impact of only paying the minimum payment Institutional roles in issuing and processing credit cards 50-60 Word Reflection – Credit cards and loans Emailed to Mr. Spangler EQ: how will I be able to identify that I can establish effective resource management skills from a leadership in my industry? LG: I will … be able to distinguish between a need and a want, be able to develop a budget and savings plan, and see the value of resources and lifestyle choices. Standard: Crse: 8260300 STD 1.5 Develop a personal growth project STD 5.02 Distinguish between a need and a want, 5.03 Explain how values and goals affect decision-making. 5.04 Develop a budget and a savings plan 5.05 Analyze relationship between resources and the attainment of lifestyle goals. CRSE: 8260500 STD 1.05 Develop a personal growth project. STD 8.02 Distinguish between a need and a want. , 8.03 Explain how values and goals affect decisions., 8.04 Develop a budget and savings plan. Crse: 9009350: STD 5.02 Identify the characteristics and responsibilities of organizational leaders.

October 18 Khan Academy 50-60 Word Reflection – FICO and Housing Personal Finance: Interest and Debt & Housing Credit Cards and Loans (ALL videos total 45 minutes) Payday Loans FICO scores and credit bureaus Housing Introduction to balance sheets More on balance sheets and equity Home equity loans Renting versus buying a home 50-60 Word Reflection – FICO and Housing Emailed to Mr. Spangler EQ: how will I be able to identify that I can establish effective resource management skills from a leadership in my industry? LG: I will … be able to distinguish between a need and a want, be able to develop a budget and savings plan, and see the value of resources and lifestyle choices. Standard: Crse: 8260300 STD 1.5 Develop a personal growth project STD 5.02 Distinguish between a need and a want, 5.03 Explain how values and goals affect decision-making. 5.04 Develop a budget and a savings plan 5.05 Analyze relationship between resources and the attainment of lifestyle goals. CRSE: 8260500 STD 1.05 Develop a personal growth project. STD 8.02 Distinguish between a need and a want. , 8.03 Explain how values and goals affect decisions., 8.04 Develop a budget and savings plan. Crse: 9009350: STD 5.02 Identify the characteristics and responsibilities of organizational leaders.

October 19 Khan Academy 50-60 Word Reflection – Renting vs. Buying Personal Finance - Housing Housing (ALL videos total 38 minutes) The true cost of renting a place Is buying a home always better? What happens when housing depreciates Renting vs. buying (detailed analysis 50-60 Word Reflection – Renting vs. Buying Emailed to Mr. Spangler EQ: how will I be able to identify that I can establish effective resource management skills from a leadership in my industry? LG: I will … be able to distinguish between a need and a want, be able to develop a budget and savings plan, and see the value of resources and lifestyle choices. Standard: Crse: 8260300 STD 1.5 Develop a personal growth project STD 5.02 Distinguish between a need and a want, 5.03 Explain how values and goals affect decision-making. 5.04 Develop a budget and a savings plan 5.05 Analyze relationship between resources and the attainment of lifestyle goals. CRSE: 8260500 STD 1.05 Develop a personal growth project. STD 8.02 Distinguish between a need and a want. , 8.03 Explain how values and goals affect decisions., 8.04 Develop a budget and savings plan. Crse: 9009350: STD 5.02 Identify the characteristics and responsibilities of organizational leaders.

October 20 Khan Academy 50-60 Word Reflection – Taxes Basic Personal Finance: Taxes Basics of US Income tax rate schedule Tax Deduction introduction Standard and itemized tax deductions AMT overview Alternative minimum tax Estate tax introduction Tax brackets and progressive taxation Calculating federal taxes and take home pay 50-60 Word Reflection – Taxes Basic Emailed to Mr. Spangler EQ: how will I be able to identify that I can establish effective resource management skills from a leadership in my industry? LG: I will … be able to distinguish between a need and a want, be able to develop a budget and savings plan, and see the value of resources and lifestyle choices. Standard: Crse: 8260300 STD 1.5 Develop a personal growth project STD 5.02 Distinguish between a need and a want, 5.03 Explain how values and goals affect decision-making. 5.04 Develop a budget and a savings plan 5.05 Analyze relationship between resources and the attainment of lifestyle goals. CRSE: 8260500 STD 1.05 Develop a personal growth project. STD 8.02 Distinguish between a need and a want. , 8.03 Explain how values and goals affect decisions., 8.04 Develop a budget and savings plan. Crse: 9009350: STD 5.02 Identify the characteristics and responsibilities of organizational leaders.