Subsidized private insurance

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Fair/poor health status or any chronic condition**

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Subsidized private insurance

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Subsidized private insurance Under Full Implementation, the Affordable Care Act Has the Potential to Provide New Coverage and Protections to Working-Age Adults Coverage options in 2014 Medicaid Subsidized private insurance Private insurance Adults ages 19–64, in the past 12 months: Total <133% FPL <$30,657 133%–249% FPL $57,625 250%–399% FPL $92,200 400%+ FPL $92,200+ Uninsured during the year* 30% 55 million 52% 28 million 37% 13 million 19% 6 million 7% 3 million Insured all year, underinsured^ 16% 30 million 23% 12 million 22% 8 million 5 million 10% 4 million Any bill problem or medical debt** 41% 75 million 51% 27 million 52% 18 million 40% 13 million 25% 12 million Any cost-related access problem*** 43% 80 million 53% 28 million 53% 19 million 43% 14 million 28% 13 million Spent 10% or more of house-hold income on premiums (among privately insured)**** 15% 14 million 36% 23% 4 million 13% 3 million 4% 2 million Notes: FPL refers to federal poverty level. Total column includes those with undesignated income. Income levels are for a family of four in 2012. * Combines “Uninsured now” and “Insured now, time uninsured in past year.” ^ Underinsured defined as insured all year but experienced one of the following: out-of-pocket expenses equaled 10% or more of income; out-of-pocket expenses equaled 5% or more of income if low income (<200% of poverty); or deductibles equaled 5% or more of income. ** Includes: had problems paying or unable to pay medical bills; contacted by collection agency for unpaid medical bills; had to change way of life to pay bills; medical bills being paid off over time. *** Includes any of the following because of cost: had a medical problem, did not visit doctor or clinic; did not fill a prescription; skipped recommended test, treatment, or follow-up; did not get needed specialist care. **** Base: Respondents who specified income level and premium for private insurance plan. Source: The Commonwealth Fund Biennial Health Insurance Survey (2012).