N. F. I. P. Provides federally subsidized flood insurance

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Presentation transcript:

N. F. I. P. Provides federally subsidized flood insurance Community must adopt and enforce floodplain management ordinance FEMA Publishes Flood Insurance Rate Maps Flood Insurance is required for homes within flood zone as condition of federally backed mortgage

Physical Map Revision FEMA periodically reviews and reissues maps for entire communities Last PMRs for Clark County 1995 and 2002 Incorporates LOMRs since last PMR and large scale restudies Next PMR for Clark County in process scheduled for publication November 2011

FLOOD MAP CHANGE REQUESTED WILL RESULT IN INCREASES IN FLOOD HAZARD AREA

LAS VEGAS WASH At Desert Rose Golf Course New technology to assess flood risks Higher flow than previously determined Facility study underway Approximately 1400 homes affected

2008 14,000 CFS 1991 6,730 CFS Charleston Nellis Sahara Flamingo Wash

FEMA PROCESS Maps effective November 2011 March 2010 Preliminary maps accepted by community Ninety day public appeal ended January 27, 2011 FEMA appeal resolution, final QC April 2011 May 2011 six month community compliance period Maps effective November 2011

INDIVIDUAL NOTICE Individual mailings prior to Flash Flood Season (May) Make those affected aware of present flood risk Schedule for map publication Encourage to buy flood insurance now Protect from flood risk now prior to map change Rates are low Keep rates lowest after map change (grandfathering) Public open houses prior to map effective date

Grandfathering Purchase before map change Purchase after map change $350/year (building & contents) $930/year after map changes (building only) Purchase after map change $930/year (building only built after 1989) $1,7oo/year (building only built before 1989)

Questions?