Finance Available!.

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Presentation transcript:

Finance Available!

Mortgages More lenders Criteria easing 2 examples Lender accepting latest years account for self employed Lender will ignore any childcare costs

Buy to Lets Getting better and worse More lenders Tighter with rental calculation More and more restricting on lending/number of properties Some turning against professional land lords Ltd company BTL’s available, banks and peer to peer

2nd Charge loans Back in the market For residential and BTL properties Criteria fairly relaxed

Bridging finance Been available in NI last 2 years More lenders now dipping their toe in market Increased competition leading to better rates Good for refurbishment projects

Development Finance More options becoming available Best case 70% on purchase and 100% on WIP Rates 7-12% interest and 2-7% on fees depending on lender Banks are lending but to select few Rates and fees more favourable if selected!