Match Funding & Mixed Finance Models Carlien Roodink JIIP- TEUC Consortium

Webinar – Clean Bus Deployment Initiative Alternative Finance Technology-enabled online platforms (or channels) that act as intermediaries in the demand and supply of funding to individuals and businesses outside of the traditional banking system. Webinar – Clean Bus Deployment Initiative Webinar delivered by Smart Urban Mobility Support Office on behalf of European Commission www.jiip.eu/smarturbanbolity/

A Taxonomy of Alternative Finance Models

European Online Alternative Finance Market Volumes (excl. the UK)

EU compared to other regions

Snappcar: 1 million euro growth funding (convertible loans) in 2 campaigns Larger equity crowdfunding campaigns in the range of €1-2 million do illustrate that crowfunding is no longer confined to early stage startups and constitutes a possible collaboration option for seed/series A VC funds.

How can VC’s and crowdfunding platforms collaborate? Co-investment of VC fund and crowdfunding platform in the first round Pre-series A round via a convertible loan at a crowdfunding platform of €1 to 2,5 million, this postpones the series A round and thereby gives the company the chance to grow more in value before a next VC enters and dilutes the current VC’s share. Ticket sharing of a second investment round in case the company does not yet grow as fast as expected

Crowdfunding – More Than Money marketing broad support market research brand loyalty easier to attract additional funds Corporate Crowdfunding: Additional finance $2,5 million pre-sales -> VC -> Facebook

Windfarm > 1000 members raised € 2 M, total investment € 18,5 M

More Examples MijnDomeinAuto is a private car lease company that gets its funding from private lenders instead of traditional bank loans. Every month, the company issues bonds for EUR 1,000 each with a duration of 2 years against 3% interest. The total amount of the bonds never exceeds 75% of the acquisition costs. The cars are the collateral for these private lenders; 50% of the investment is being paid back to them during the first two years and the other 50% at maturity. Without any involvement of banks, the company raised almost EUR 4 million in funding in 2,5 years.