National Conference on Agriculture for Kharif 2017 campaign on 25 & 26 th April, 2017 at Vigyan Bhawan, New Delhi Pradhan Mantri Fasal Bima Yojana (PMFBY) Department of Agriculture, Cooperation & Farmers Welfare, Ministry of Agriculture & Farmers Welfare, Govt. of India

ONGOING CROP INSURANCE SCHEMES Aiming to provide better services to farmers, following schemes are being implemented from Kharif 2016 :- a) Yield index scheme of Pradhan Mantri Fasal Bima Yojana (PMFBY) has been introduced replacing NAIS & MNAIS. b) Weather index scheme of RWBCIS is continued with change in premium structure & criteria of area allocation - same as PMFBY. c) Pilot Unified Package Insurance Scheme (UPIS) d) CPIS continues as under NCIP

IMPLEMENTATION-PERFORMANCE Period Seasons Farmers Insured (lakh) Area Insured (lakh ha) Farmer premium (Rs crore) Gross Premium Admissible Claims Benefitted Pre-year 2015-16 (NAIS+MNA IS+WBCIS) Kharif ‘ 15 309 339 2616 3629 17365 208 Rabi ‘ 15-16 176 184 1333 1995 3646 79 Total 485 523 3949 5624 21011 287 Post-year 2016-17 (PMFBY+ RWBCIS) Kharif ‘ 16 401 393 2973 16882 6809 52 Rabi ‘ 16-17 172 196 1320 5086 NA 573 589 4293 21968 % Growth over pre-year Kharif 29.77 15.93 13.65 365.20 -60.79 -75.00 Rabi -0.02 6.52 -9.75 154.94 18.14 12.62 8.71 290.61 Rs / ha 755 3843 7616 Kf 67% of insured 729 3730 13361 Kf 13% of insured

INSURED AREA OF TOP 10 STATES Sl. No. & Rank States 2016-17 (Kharif & Rabi) State Area Insured (in lakh ha) % to National area Insured of 589 lakh ha 1 Madhya Pradesh 131 22.24 2 Rajasthan 103 17.49 3 Maharashtra 71 12.05 4 Uttar Pradesh 66 11.21 5 Karnataka 30 5.10 6 Gujarat 28 4.75 7 Bihar 25 4.24 8 Chhattisgarh 20 3.40 9 Andhra Pradesh 10 West Bengal Total: 87.28

CHALLENGES EXPERIENCED IN IMPLEMENTATION OF PMFBY Formation of clusters – improper risk mixing of different agro climatic districts/zones by States Delay in issue of notification Additional clauses imposed by States Issues related to conduct of CCEs using Smart Phone App and timely submission of CCE data to insurance companies. Delays in entry of notification details on National Insurance Portal and non mapping of villages with census code.

CHALLENGES EXPERIENCED IN IMPLEMENTATION OF PMFBY Contd.. Duration of allocation of work to ICs. Implementation of PMFBY strictly according to provisions envisaged in OGs of PMFBY. Providing premium share and relevant data including yield data untimely by States/UTs. Publicity & awareness campaigns through electronic and print media etc. Non-start up of use of RST / Satellite Imageries in supplementing estimation of yield through CCEs.

CHALLENGES EXPERIENCED IN IMPLEMENTATION OF PMFBY Contd.. 11. Availability of adequate manpower of ICs in allocated districts and for co-observing CCEs and survey related to localised calamities. 12. Dispute between States and Insurance Companies over area discrepancy and application of ACF. 13. Lack of initiative for implementation of UPIS 14. Lacking in adhering of prescribed cut-off dates leading to delays & disputes. 15. High PLR fixing by re-insurers and substantial loading premium for commissions resulting high premium rates of ICs.

TARGET OF CROP INSURANCE FOR 2017-18 Coverage of crop insurance is targeted to be increased during 2017-18 to 40% farmers / their cropped area in 2017-18. This may be achieved through following interventions: i. Strict compliance to compulsory coverage of loanee farmers. ii. Focus on bringing maximum number of non-loanee farmers under crop insurance. iii. Wide publicity & awareness campaigning of crop insurance benefits among farmers. iv. Intensive engagement of Banks in implementation of the scheme. v. Integration of Automatic Weather Stations (AWS) of all agencies and setting up additional AWS in PPP Mode to boost up farmer trust.

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