Health Insurance Survey Results January 12, 2017
Overall Results- Students were asked to rank 3 options as their 1st, 2nd, and 3rd choice. Option A: Keep the Graduate Assistant plan at a $1500 out-of-pocket maximum and a $0 deductible, but Graduate Assistants pay up to $400 of the premium. Option B. Increase the out-of-pocket maximum to $6350 and increase the deductible to $250. Option C. Increase the out-of-pocket maximum to $3500 and increase the deductible to $1000.
Option A was the 1st choice of 74.2% of students Option A: Keep the Graduate Assistant plan at a $1500 out-of-pocket maximum and a $0 deductible, but Graduate Assistants pay up to $400 of the premium. (74.2%) Option B. Increase the out-of-pocket maximum to $6350 and increase the deductible to $250. (18.0%) Option C. Increase the out-of-pocket maximum to $3500 and increase the deductible to $1000. (7.8%)
If their first choice was to pay a portion, their second choice was: Option B. Increase the out-of-pocket maximum to $6350 and increase the deductible to $250. (62.1%) Option C. Increase the out-of-pocket maximum to $3500 and increase the deductible to $1000. (37.9%)
If they chose the high out-of-pocket maximum (Option 2b), their second choice was: Option A: Keep the Graduate Assistant plan at a $1500 out-of-pocket maximum and a $0 deductible, but Graduate Assistants pay up to $400 of the premium. (46.2%) Option C. Increase the out-of-pocket maximum to $3500 and increase the deductible to $1000. (53.8%)
If their first choice was the high deducible, their second choice was: Option A: Keep the Graduate Assistant plan at a $1500 out-of-pocket maximum and a $0 deductible, but Graduate Assistants pay up to $400 of the premium. (50%) Option B. Increase the out-of-pocket maximum to $6350 and increase the deductible to $250. (50%)