An Introduction to Legacy Planning Welcome! This workshop is designed to help you take a moment to think about who and what things in life are most important to you – the people and things so important that you want to make sure they are taken care of even after you’re gone. An Introduction to Legacy Planning Agency Name Presenter’s Name Agency Phone number Contact email Agency Street Address City, State, Zip Code ALR1560 (5.15)

WHO AM I REALLY? WHAT ARE MY VALUES? Consider your answers to these questions ...

As We Begin Money is not the most important thing in life. Your values and your loved ones are. As we begin this workshop, there are a few things we need to think about ... one being the thought that money is not the most important thing in life. Our values and our loved ones are.

As We Begin Money is not the most important thing in life. Your values and your loved ones are. Before you can make important decisions about your legacy, take a moment to think about who and what is most important to you. It’s crucial to go through this thought process before you make important financial decisions about your legacy.

As We Begin Money is not the most important thing in life. Your values and your loved ones are. Before you can make important decisions about your legacy, take a moment to think about who and what is most important to you. Your financial decisions are stronger when they are also built on the foundation of what and who you value most. Your financial decisions stand stronger when you build them on a foundation of who and what you value most.

What We Will Look at Today 1 What is a legacy? 2 What is MY legacy? In the course of this workshop, we will define the term legacy ... and explore specifically, what you want your legacy to be. And finally, we will talk about ways to put your legacy into action. What to do next: How to translate your legacy into action. 3

What is a Legacy? How do you want to be remembered by the people you love and the causes you support? What is the meaning of your life? To pass your values and assets on to your loved ones — together, they are your legacy. Your Loved Ones Your Values Your Assets Your Legacy What is a legacy? First and foremost, it's how you want to be remembered by the people you love and the causes you support. In short, your legacy is the way you pass on the meaning of your life. When you combine your values and assets with your loved ones, this is your legacy. But before we talk about money and assets, let's spend a couple of minutes talking about values.

WHAT YOU VALUE

Different People, Different Values Community Hospital Disaster Relief Children's Program Literacy Program Medical Research Religious Organization Art Museum Orchestra Different people value different things. Your life experiences are the guiding principals to what is important to you. Maybe it’s your church, your community or your local hospital. Perhaps it is literacy, disaster relief, medical research or arts programs. The important thing here is to think about what you are passionate about.

Different People, Different Relationships Three Sisters Twins Eight Nieces & Nephews Four Children 12 Grandchildren Younger Brother One Son & Two Daughters One Grandchild Just as people can have different values, they can also have different relationships. Some may have many children and grandchildren. Others may be concerned for nieces and nephews or siblings. Some of your loved ones may have special needs. It is important to think about how each person fits into your legacy plan.

My Beneficiaries Who do you want to help or support? The challenge is to think about who you want to support even after you’re gone. Ask yourself: Who do you want to help or support?

My Beneficiaries Who do you want to help or support? Who do you want to remember you? Who do you want to remember you?

My Beneficiaries Who do you want to help or support? Who do you want to remember you? Who do you want to share in your legacy? Who do you want to share in your legacy?

My Beneficiaries Who do you want to help or support? Who do you want to remember you? Who do you want to share in your legacy? My children My grandchildren Other relatives Friends Other people Institutions Pets Additional considerations — special needs Many people think about: Children Grandchildren Other relatives Friends Institutions Pets Additional support for someone with special needs

HOW YOU LEAVE YOUR ASSETS

More than Money Your legacy is the combination of your values and assets, and how they are shared with your beneficiaries. You can combine what you value with how you leave your assets — in a way that reinforces your values. Your legacy is more than money. It is the combination of your values and assets, and how they are shared with your beneficiaries. You can combine what you value with how you leave your assets — in a way that reinforces your values.

A Legacy of Education Your Loved Ones Your Values Your Assets Your Legacy Let’s assume that education is one of your top priorities. Instead of leaving money to a niece, for example, with the appropriate planning and arrangements, you can leave her a scholarship or prepaid tuition to school. This kind of arrangement helps reinforce "education" as one of your most important values and helps define your specific legacy.

Ways to Leave a Legacy Leave assets (money or property) to people you value Choose among a wide variety of legal arrangements Wills Trusts Use different financial arrangements for wealth transfer Titling of investments Naming beneficiaries of life insurance There are many ways to leave a legacy. You can leave assets (money or property) to people you value transfer assets in ways that reinforce your values and choose among a wide variety of legal arrangements such as wills and trusts, with the help of legal and financial professionals use different financial arrangements to transfer wealth by titling investments as joint tenants, tenants in common and so on; or by using beneficiary designations on your life insurance that may help you pass on your assets tax-free.

NEXT STEPS

Now What? Different solutions can help you translate your legacy into action: Legal solutions Investment solutions Life insurance solutions Ask questions. Put your dreams in motion. You've taken the first step toward defining your legacy — now what? Different solutions can help you translate your legacy into action: Legal solutions Investment solutions Life insurance solutions Don't be afraid to ask questions. Your dreams can't come true until you put them into motion. Remember — it's your legacy. Pass it on! Thank you.

Disclaimers This presentation is intended for general consumer education purposes and is not intended to provide legal, tax or investment advice. Life insurance offered through Allstate Life Insurance Company, Northbrook, IL; Allstate Assurance Company, Northbrook, IL; Lincoln Benefit Life Company, Lincoln, NE and American Heritage Life Insurance Company, Jacksonville, FL. In New York, life insurance offered through Allstate Life Insurance Company of New York, Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office, 2920 South 84th Street, Lincoln, NE 68506. 877-525-5727. Please note that Allstate Life Insurance Company or its agents and representatives cannot give tax or legal advice. The brief discussion of taxes in this presentation may not be complete or current. The laws and regulations are complex and subject to change. For complete details, consult your attorney or tax adviser. © 2015 Allstate Insurance Company ALR1560 (5.15)