CAREER OPPORTUNITY With LIC OF INDIA

Do you have Dreams??? Contact : Subhash Chandra Gupta (+91-9414064674, 01412350674)

Dream of Bungalow…

Dream of Car…

Dream of your own Office…

Dream of Foreign Trip…

Dream of Great Retired Life…

Dream of lot of Money…

Then, Here is THE Opportunity… A Profession with NO limits As an Insurance Agent

Earning Opportunities No upper limit on your potential income ‘THE SKY IS THE LIMIT’ Contact : Subhash Chandra Gupta (+91-9414064674, 01412350674)

Benefits as a Career Insurance Agent is considered today as the highest paid profession in the world. It also provides you with the Royalty Income. You have freedom to set your own working hours. You have the opportunity to earn as per your potential.

Remuneration The remuneration will be paid to you in the form of Commission as percentage of premium collected through the policies sold by you. It provides you the royalty income through out the term of policy. As long as policyholder pays the Premium you will get the commission. Moreover this commission is hereditary i.e. it will be paid to your nominees even after your death.

Remuneration The Commission rates on regular premium policies are as under: First year Commission : 25% on Endowment policies Bonus Commission : 40% of first year commission ( i.e. Total 35% in First Year ) Renewal Commission: 2nd and 3rd Year of Policy : 7.5 % 4th year onwards : 5 %

Your Expected Commission As Years pass by your Renewal Commission keeps on increasing thereby assuring you a pension for the next 20 to 25 years when you stop working OR to your family in event of your death.

Club Memberships Club Membership is the recognition given for outstanding performance to agents Club Membership is the recognition bestowed upon the Agents to increase their status in the society and in the Corporation.

Club Memberships Following are the levels of club membership depending up on the Business performance: Corporate Club Member. Galaxy Club Member Chairman’s Club Member. Zonal Manager’s Club Member. Divisional Manager’s Club Member. Branch Manager’s Club Member. Distinguished Club Member.

Club Memberships Office Allowance to maintain your own office. Following additional benefits are given over and above the commissions’ payable: Office Allowance to maintain your own office. Telephone/Mobile bill reimbursement. Reimbursement of Sales Promotional Gift items. Interest free advance for purchase of Car/Motorbike. Interest free advance for purchase of office equipments. Interest free advance for Training.

Club Memberships Interest free Festival Advance. Housing loan at concessional rate of interest. Term Insurance and Mediclaim benefits. Guest house facility throughout India at concessional rates as applicable to employees. Annual Convention. Attestation authority.

Indian Insurance Market: It is one of the least Insured Market in the world. Out of total insurable population only 24% are covered till today. These 24% are also not adequately covered.

People have entered this profession from all walks of life Profile of Joiners… Doctors Engineers C. A.’s Share Brokers Lawyers Movie-stars CEO’s Businessmen House Wives Students People have entered this profession from all walks of life

Job Profile of Agent The main job of Insurance Agent involves: Prospecting: Identifying the prospective customers and fixing appointment. Need Analysis: Identifying the needs and getting the prospect agree that need exists. (i.e. Family Income Provision, Children Education and Marriage Provision or Retirement Income Provision.)

Job Profile of Agent Plan Presentation: Suggesting suitable plans that fulfill the needs as agreed by the prospect. Closing the Sale: Convincing the prospect that you have suggested the best possible solution for his needs and ask for the order. After Sales Service: Provide efficient after sales service and claims settlement.

Profile of LIC of India Claim Settlement Performance 2014-15: Total no. of claim settled : 232.32 lacs Total amount of claim paid : 90458.16 cr Percentage of Maturity Claims Settled : 99.78% Percentage of Death Claims Settled : 99.51% Total Income : 407546.35 Cr Total Premium Income : 239482.77 Cr Total Policy Payments : 146025.50 Cr Total Life Fund : 1824194.95 Cr Total Assets : 2031116.08 Cr

Profile of LIC of India Market Share of LIC of India as on 31/03/2015 is as under: First Year Premium in Crores Market Share Number of Policies In Lacs LIC of India 78303* 69.21% 201.71* 77.85% All 23 Private Companies 34836 24.67% 57.39 22.15% Total 113139 259.1 *Excluding Business procured underVarishtha Pension Bima Yojna. The above figures shows dominance of LIC of India even after 12 years of opening of the Insurance sector to private companies.

Procedure to Become LIC Agent: Min. Education Qualification: HSC – Urban Area and SSC – Rural Area ( Graduates Preferred ) Mandatory Classroom Training for 25 hours. ( 4 days) OR Online Training Passing of IRDA Examination. Interview by Divisional Authority Issue of Appointment Letter by LIC.

Procedure to Become LIC Agent: Fees: 150 Rs. Registration Fees. 200 Rs. Online Training Fees. No Charges for Classroom training. 150 Rs. Study Material. 350 Rs. IRDA Examination Fee. Total: Rs. 850 for Online Training OR Rs. 650 for Classroom Training.

Support from our side We will help you to pass the IRDA Exam After getting LIC’s Appointment Letter you will be trained on Need Based Selling techniques. Your activities will be monitored regularly to insure that you achieve your desired target on time.

For Registration contact: Thank you… For Registration contact: Sunil Phutane Development Officer Mapusa, Goa. Mob : 9764971291 E-mail : career@joinlicingoa.com Visit : www.joinlicingoa.com