Affordable Care Act Dr. Michael K. Gusmano

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Affordable Care Act Dr. Michael K. Gusmano Associate Professor of Health Policy Rutgers University School of Public Health

What does the Patient Projection and Affordable Care Act Do? Regulates private health insurance Expands the Medicaid program Requires individuals to purchase health insurance or pay a fee Created insurance “exchanges” or marketplaces that facilitate the purchase of health insurance Provides subsidies for lower income individuals

What Did the ACA Accomplish? The Number of Uninsured Adults Dropped to 23 Million in 2016, Down from 37 Million in 2010 The ACA’s Individual Market Reforms and Subsidies Have Made It Easier for People to Buy Health Plans on Their Own Particularly for people with low incomes and/or health problems

What are the Leading Republican Ideas for Health Reform? Income and payroll tax deduction for people who have “qualified health plans” of $7,500 for individuals or $20,500 for families. Expand the use of Health Savings Accounts High Risk Pools Selling insurance across state lines