APR - What does it stand for. APR - What does it stand for.

Slides:



Advertisements
Similar presentations
Bank Provided Services Consumer Economics Graduation Requirement Senior Seminar
Advertisements

Tutorial 3 ECON 111.
Types of retail/business banking products and services 1.06 Acquire knowledge of retail/business banking processes and services to facilitate workplace.
Insurance and Pension Fund Operations
Unit 5 Microeconomics: Money and Finance Chapters 11.1 Economics Mr. Biggs.
Financial products & services Helen Kellaway. Agenda Brief introduction Why is money important? Who offers banking? How banks ‘sell’ A flavour of some.
Saving, Investment, and the Financial System
Chapter 1 Why Study Money, Banking, and Financial Markets?
© 2011 South-Western | Cengage Learning Global Financial Activities Financing Global Business Operations Global Financial Institutions.
The student will explain personal money management choices in terms of income, spending, credit, saving, and investing.
YOUR ROLE AS A CONSUMER CHAPTER 3. MAIN IDEA: AS A CONSUMER, YOU PLAY AN IMPORTANT ROLE IN THE ECONOMIC SYSTEM CHAPTER 3 SECTION 1: CONSUMPTION, INCOME,
 Why is it important for you to start saving now? SLID E 1.
SAVING, INVESTMENT, AND THE FINANCIAL SYSTEM
LOANABLE FUNDS MARKET. SUPPLY and DEMAND for LOANABLE FUNDS  Saving is the source of the supply of loanable funds. -For example, when a household makes.
ECN 202: Principles of Macroeconomics Nusrat Jahan Lecture-5 Saving, Investment & Financial System.
Ch 25 Saving, Investment and the Financial System.
What is the difference between savings and investments?
Financial Management Jonathan Banks. 1. Get Paid What You're Worth and Spend Less Than You Earn 1. Get Paid What You're Worth and Spend Less Than You.
Budgeting Personal Finance. Financial Planning Net Worth Income Expenditures Unplanned Expenditures Debt Savings.
EXAM REVIEW: DEFINITIONS Personal Finance. Economics a. Amount of money to be paid by a person before insurance benefits are assessed. b. An obligation.
Chapter 11.1 notes. Saving Saving = not spending $ Investment – use of income today for a future benefit.
Benefits v Tax The best method to solve inequality of poverty?
1 Chapter 2 Flow and Sources of Real Estate Funds.
Government and the Economy Role of Government Money and Banking The Federal Reserve Government Finance.
W HY STUDY FINANCIAL MARKETS AND INSTITUTIONS ? Chapter 1.
NOTES INTEREST RATES, INVESTMENTS, & DEBT.  Simply put…the cost of money  This amount changes EVERYDAY  Consumers, businesses, and governments that.
Introduction to Business Chapter 33
Personal Finance – Unit 302. Learning Objectives By the end of the session you will: 1.Understand the advantages and disadvantages of borrowing money.
Board of Governors Federal Reserve Bank Member Banks Federal Open Market Committee (FOMO) Advisory Councils.
Financial Institutions Trivia Newell. Characteristics of private financial institutions include all the following EXCEPT- a) Mint money for loans b) Include.
AMBA MACROECONOMICS LECTURER: JACK WU Financial System.
Financial Markets Saving & Capital Formation – Saving – absence of spending Savings – Money available when.
Banking in Canada Canadian Economy 2203.
+ Investments. + Purpose of Investments Investments constitute something that is purchased for future benefit (money, experience) Promotes economic growth.
2-3 Other Measures of Business Activity. Goals Discuss investment activities that promote economic growth. Explain borrowing activities by government,
© Oklahoma State Department of Education, All rights reserved. 1 Standard 3. Finding Financial Services.
Today’s Schedule – 11/2 PPT: Saving & Investing Part 1 WS: Calculating Interest Rates Homework – Read 21.1.
Economics Making decisions. Definition of Economics Economics is the study of how we make decisions in a world where resources are limited. – Do we make.
Personal Finance April 17, Money Management  Everyone must make choices about what to do with their income, including you  Income is money earned.
Loans, II.
Copyright © 2009–2011 National Academy Foundation. All rights reserved. AOF Principles of Finance Unit 2, Lesson 7 Credit and Debt.
Fiscal Policy 1.) How the government collects revenue and its patterns of expenditure. 2.) Candidates should be aware of how the government can affect.
 Capital Spending: money spent by a business for an item that will be used over a long period.  Capital Projects: spending by businesses for items such.
CHAPTER 12 PERSONAL SAVINGS AND CREDIT PURCHASING.
Chapter 5. Financial Services Borrowing Short Term Regular Savings Money Market Accounts Long Term Certificates of Deposit U.S. Savings Bonds Investment.
1.9.3.G1 © Family Economics & Financial Education – Revised April 2005 – Housing Unit – Renting vs. Owning a Home Funded by a grant from Take Charge America,
Ch. 10: Consumption & Savings ECONOMICS 12. Consumption  Consumption is that part of an individual’s income that is spent on goods & services rather.
Unit 5 - Personal Finance #
Unit 6: Personal Financial Decisions Review
Personal Finance Balance Sheet
Personal Finance April 17, 2015.
Inflation and Interest Rates
Long term planning and borrowing
PERSONAL FINANCE: December 1 PLEASE REPORT TO C11 UNTIL FURTHER NOTICE
23 FINANCE, SAVING, AND INVESTMENT.
Savings and investment
Personal Finance Vocabulary
Overview of credit unions
Why Study Money, Banking, and Financial Markets?
Global Financial Markets
Numbers In the U.S. Over 11,000 banks
Understand who is who in the financial world
Economics Chapter 10 Section 2 & 3 Notes
Banking Chapter 5.
Income and interest rates
7 FINANCE, SAVING, AND INVESTMENT. 7 FINANCE, SAVING, AND INVESTMENT.
Saving, Investment, and the Financial System
2-3 Other Measures of Business Activity
Economic Flow/Financial Institutions
Chapter 1 Test Review.
Presentation transcript:

APR - What does it stand for

The Personal Life cycle

Bank 2 adv 2 Dis

Income

AER What does it stand for

Borrowing

- How is this different to a bank Building Society - How is this different to a bank

Savings

Mortgage - Lending for a?

Retirement

Benefits

Credit Card Adv Dis

Tax Credits Working Family

National Savings & Investments Adv Dis

Store Card Adv Dis

Budgeting

Tax Name 3 types?

Needs & Wants

- What is the above using the word consolidation Debt Management - What is the above using the word consolidation

Credit Union

Financial Planning - What does it mean

Economic problem

Ethical Banking - What does this mean?

Factors of production What are they?

Opportunity Cost - Define

Personal Loan Adv Dis

Stock Market - Explain how it works

Equilibrium

Factors affecting demand PASIFIC

What does it mean Adv? Dis ? ISA What does it mean Adv? Dis ?

Competition

Unit Trust What is this?

Overdraft Adv Dis

Premium Bond Adv Dis