Vault Highlights Topics Areas Understanding Money™ 6 modules Typically placed in Math, Social Studies or Technology class Embedded, performance-based games Personalized offline goal-setting activities Desktop & tablet compatible Savings Plans Credit vs. Cash Setting Financial Goals Managing Risk Investing Taxes Borrowing Income Needs & Wants Budgeting Sponsored by: Grade Level: 4th - 7th Course Length: 2.5 hours Aligns with state and national Jump$tart standards

Vault – Understanding Money Course Design TM Course Overview Video and 6 Modules Focus on introducing key finance terms and vocabulary Pre- and post-assessments during each module Interactive, performance-based activities Students earn a Certification in Financial Literacy Supplemental teacher lesson plans available for easy continued integration in the classroom

Vault – Understanding Money Course Content TM Responsible Money Choices Income and Careers Making Plans with Money Credit & Borrowing Insurance & Safety Savings & Investing Trades offs between saving and spending Compare difference financial info sources Create savings plan for short- and long-term goals Compare safe vs. unsafe situations to disclose personal information Evaluate career options Compare different ways to earn money through earnings, wages and salaries Examine the role of taxes, how they are collected and used Create and balance a budget Learn wants vs. needs Compare banking and payment options Analyze the role of banks Apply smart decision-making strategies to purchases Compare buying with cash vs. credit Explain why credit is a form of borrowing Explain why institutions lend money Identify responsible, reliable borrower characteristics Explain how households manage risk Analyze the uses and benefits of health insurance Compare different savings vehicles Examine the role of budgeting to control spending and manage saving Explain the basic concept of investing Identify common investing vehicles