Dividend Picks 1st Quarter 2017 As of: 1/1/2017 RANK #   TICKER COMPANY Growth Score Yield Score Dividend Yield TOTAL SCORE Beta Rf* Rm CAPM 1 LAZ Lazard Ltd 65.1944 89.00 3.70 77.10 1.91 0.44 0.6961 0.9292 2 VZ Verizon Communications Inc. 61.1111 91.00 4.30 76.06 0.39 0.5399 3 T AT&T Inc. 59.5556 92.00 4.60 75.78 0.36 0.5322 4 ORI Old Republic International Cor 61.2778 90.00 3.90 75.64 1.15 0.7345 5 RAI Reynolds American, Inc. 63.1667 87.00 3.30 75.08 6 GSK GlaxoSmithKline plc (ADR) 54.4722 94.00 5.40 74.24 0.89 0.6679 7 KKR KKR & Co. L.P. 55.8889 4.20 73.44 1.65 0.8626 8 VLO Valero Energy Corporation 58.8333 88.00 3.50 73.42 1.42 0.8037 9 INTC Intel Corporation 62.3056 84.00 2.90 73.15 1.05 0.7089 10 MCY Mercury General Corporation 54.5833 4.10 72.79 0.5527 11 CSCO Cisco Systems, Inc. 57.4167 3.40 72.71 1.38 0.7934 12 ENB Enbridge Inc (USA) 53.3056 71.15 0.60 0.5937 13 ABBV AbbVie Inc 51.5278 70.76 1.59 0.8472 14 IP International Paper Co 52.8333 70.42 1.56 0.8395 15 KO The Coca-Cola Co 53.5278 70.26 0.65 0.6065 16 RDS.B Royal Dutch Shell plc (ADR) 43.8611 96.00 6.90 69.93 1.07 0.7140 17 IBM International Business Machine 52.3333 69.67 0.96 0.6859 18 WFC Wells Fargo & Co 54.3333 2.80 69.17 0.99 0.6935 19 GM General Motors Company 47.1667 4.40 69.08 1.40 0.7986 20 PG Procter & Gamble Co 51.3889 86.00 3.20 68.69 0.59 0.5911 21 WMT Wal-Mart Stores, Inc. 50.2500 85.00 67.63 0.10 0.4656 22 CS Credit Suisse Group AG (ADR) 40.3889 93.00 5.00 66.69 1.58 0.8447 23 JPM JPMorgan Chase & Co. 54.3889 79.00 2.20 1.53 0.8318 24 MSFT Microsoft Corporation 47.0833 82.00 2.50 64.54 1.13 0.7294 25 GE General Electric Company 41.5000 3.00 63.25 1.20 0.7473 Rf Current Portfolio Yield: 3.772 1.04 0.7058% Per Month Treasury Bill Rate - 4 weeks 12/30/2016 CAPM of Portfolio 8.81% Annualized Current Portfolio Yield 3.77% * Growth and Yield Score based on 1Q/2017 Screening Expected return of the Portfolio 12.58%