Budget Project Kimberly Holliday.

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Presentation transcript:

Budget Project Kimberly Holliday

Before Taxes: $3,327

Taxes Federal (18%) - $598.86 State (7%) - $232.89 FICA (6.2%) - $206.27 Medical Insurance - $328/month Retirement (6%) - $199.62 Total taxes: $1565.65

After Taxes: $1761.35

Apartment Address: 4110 Verde Vista Circle Asheville, NC 28805 Total: $660 http://www.apartmentguide.com/apartments/North-Carolina/Asheville/Verde-Vista/180455/

Car Payment 2006 Chevrolet Aveo Total: $78.91 http://www.terrylabontechevy.com/detail-2006-chevrolet-aveo-4dr_sdn_lt-used-11833764.html

Car Insurance Total: $95.46

Student Loans and Gas/ Electricity/ Water Total:$275

Groceries Total: $216

Gas $48.00+7= $55 Total: $55

Cell Phone Total: $45

Wi-Fi and Cable Internet: $14.95 Cable: $19.99 Total: $34.94

Savings Total: $150

I had money left over! Total: $3125.96 Extra: $151.04

Surprise! My washing machine is broken and it cannot be fixed. I have to buy a new one for $359.95

Raise I received a raise, so my total salary after taxes was $3153.63

Conclusion I have learned that buying your own stuff and paying your own bills is harder than I thought it would be. I am going to be in this situation in a few years, so I am glad I had this practice. If I had to do it over again I would do a couple things differently. I would pick a better car, because the one that I picked is really cheap! I would also look at a better insurance plan, because I would rather have better coverage than a basic package.