ML for FinTech: Some Examples J.-S. Roger Jang (張智星) jang@mirlab.org http://mirlab.org/jang MIR Lab, CSIE Dept. National Taiwan University

Machine Learning for FinTech (1/2) Numerous Examples! Algorithmic trading (%3 in 2007 to %90 in 2017, source) Credit screening Customer tagging Biometric identification Loan estimation Robo advisors Chat robots Emotion analysis of customer’s call Exchange rate prediction …

Machine Learning for FinTech (2/2) Specific examples 玉山銀行e指可貸：3分鐘取得貸款利率與額度 花旗銀行聲紋辨識：45 sec  15 sec 玉山銀行顧客貼標 …

Customer Tagging (顧客貼標) Goal: Custom tagging for precision marketing Resources Personal info Payment and purchase Social networks 50% 旅遊 60% 動漫迷 25% 投資 30% 3C達人 15% 精品 10% 棒球迷 10% 美食

Six Traditional Chart Patterns bull flag head and shoulder double bottoms cup with handle inverse head and shoulder double tops

Methods for Recognition of Chart Patterns Linear scaling in QBSH (query by humming/singing) DTW (dynamic time warping)

Major Tasks in Chart Patterns Processing Automatic chart identification for Existing chart patterns Custom chart patterns Automatic chart discovery Discovery of new charts that are influential to stock market cup with handle Custom chart pattern 以線性伸縮方法進行股價型態辨識 by 陳重吉, 清華大學碩士論文, 2016