Giles Andrews, CEO and co-founder

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Presentation transcript:

Giles Andrews, CEO and co-founder Financial Services Club, November 2012

What it says on the tin

Over £250m lent in UK by November 2012

Innovation? What innovation? “...the most important financial innovation that I have seen the past 20 years is the automatic teller machine...” Paul Volcker, former Chairman of the US Federal Reserve, to the Wall Street Journal, 8th December 2009

The general purpose car dealership doesn’t meet all consumer needs

US muffler shops inspired a more flexible, efficient and customer-friendly service

Tom Farmer introduced fast-fitting to the UK and revolutionised the industry

Do you need branches to provide what consumers want Do you need branches to provide what consumers want? And what about the overheads?

Thank You.