Health Care Reform Revised: Can HSAs with HDHPs Save Obamacare? Marla Becker nominated by Dr. Rebecca Stein

POLICY PROPOSAL TO IMPLEMENT HEALTH SAVINGS ACCOUNTS (HSAs) WITH A HIGH DEDUCTIBLE HEALTH PLAN (HDHP) INTO THE HEALTH INSURANCE EXCHANGE.

FRACTION OF H.R. 4872 PERTAINING TO POLICY PROPOSAL Coverage: Expands coverage to 32 million currently uninsured Americans Health Insurance Exchanges: The uninsured and self-employed purchase insurance via state-based exchanges Subsidies: Available to people who make between 100%-400% of FPL COST = $940 billion over 10 years

WHO PAYS? Individuals earning over $200,000 and couples earning over $250,000: 3.8% tax on investment income Insurers of employee sponsored health plans: 40% excise tax on "Cadillac" high-end insurance plans Employees of the health care industry: 2.9 percent excise tax on wares + fees Tanning salon owners: 10% excise tax on indoor tanning services Current and future Medicare recipients: Cut $132 billion over ten years