LONGTERM INVESTMENT PLAN A brief on the investment strategy of the Sacco and how it should be arrived at

INVESTMENT BENEFITS Increase in revenue both to the SACCO and members Brings about confidence to the stakeholders hence increase in membership Ensures that members future is secured

THE GROWTH PATTERN OF THE SACCO

Core Capital as a critical path of growth Retain profits to boost the core capital The short term target for the core capital should be over 10 million in the next 4 years Re investment of profit capitalized Benefits of capitalization Improves the liquidity level by checking on cash outflow Reduces external borrowing which in turn reduces cost of financing ensuring high returns Ensures that requirements for investment by the Act are met Ensures future growth and development

HOW TO REALIZE THE DREAM Planning Budgeting Execution/implementation Planning Budgeting Execution

PLANNING WRITE DOWN OF WHAT TYPE OF BUILDING THE SACCO SHOULD HAVE, THE INVESTMENT SACCO OBJECTIVES

THE PLAN SACCO OFFICES KUTAFITI INVESTMENT Sacco Draw up a plan for the building Seek permit Do a cost benefit analysis Give a timeline Select a task force that will steer this program Draft By-laws, stake that the Sacco should have, membership, minimum share capital Consult with the Co-operative Sacco

BUDGETING

The cost of clearing the land, and building The sources of revenue: internal and external budgeting

Execution Plan implementation