Onno W. Purbo Onno@indo.net.id Payment Gateway Onno W. Purbo Onno@indo.net.id.

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Presentation transcript:

Onno W. Purbo Onno@indo.net.id Payment Gateway Onno W. Purbo Onno@indo.net.id

Issu Utama Payment Method Security Certificate Authority Cyberlaw

Transaction Security SSL (Secure Socket Layer) SET (Secure Electronics Transaction)

SSL (Secure Sockets Layers) is a program layer created by Netscape for managing the security of message transmissions in a network. Netscape's SSL uses the public-and- private key encryption system from RSA, which also includes the use of a digital certificate.

Payment Method Transaksi model ATM. Pembayaran 2 pihak tanpa perantara. Pembayaran 2 pihak dengan perantara. Micropayment. Anonymous Digital Cash.

Type 2 pihak 3 pihak Bank- Customer Bank - Bisnis - Customer Bank - Bisnis - Bisnis

B2C Transaction CA Merchant Bank GUI (Web Browser) Customer Bank Shopping Cart Transaction Server Order Processor Product Search Delivery Service Product Database

Seller/Mall/Retailer & A Total E-Commerce Solution for B-to-C Seller/Mall/Retailer Buyer 1. I ‘ll take those items 2. URL Redirect to CSP 10. Smart Receipt 9. Transaction status update 3. Authorize purchase Payment Process. CSP 5. Authorization return code 6. Batch settlement (e.g Hourly) 4b. Card limit Check 4a. Valid card check 8. Credit merchant a/c 7. Debit the Card Merhant’s Bank Card Issuing Bank