LONG TERM DISABILITY INSURANCE Directions: To advance to next slide click left mouse button, to view previous slide click the right mouse button.

Long -Term Disability - NDPERS Automatically enrolled UND pays the full monthly premium Eligible after 6 month probationary period Benefit, if approved, is 25% of final average salary Is NOT reduced if you are approved to receive other benefits due to the disability 35

Long-Term Disability - TIAA/CREF Automatically enrolled UND pays the full monthly premium Eligible upon employment Benefit, if approved, is 60% of your final average salary If approved to receive other benefits, your total benefit increases to 70% of your final average salary, less the sum of benefits from other sources 35