Common Timeline for SME Loan Application (straight-forward cases only

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Presentation transcript:

Common Timeline for SME Loan Application (straight-forward cases only Submission of Documents for SME Loan Application within 14 to 30 days (depending on size of loans) within 5 working days within 3 working days within 14 to 21 days ** within 5 working days YES YES Documents submitted in order? To issue holding reply to applicant that documents in order / complete and that application is being processed Complete review and processing of loan - Approved? Issuance of Letter of Offer Perfection of Loan Documentation for Drawdown Loan Drawdown NO NO Reject application and inform applicant within 5 working days To inform applicant if documents submitted are not in order / not complete Applicant to re-submit outstanding documents ** Provided Letter of Offer is accepted by applicant within the deadline and there is no unforeseen delay and / or complication in the perfection of loan documentation * Note: The term “straight-forward cases” is used with reference to clean or unsecured SME loan applications which are not subject to :- consent from authorities / any other 3rd party or; CGC approval or; any other particular conditions precedent, for which specific approval requiring time has to be obtained.