ABOUT COHEN FINANCIAL SERVICES 1613 Panama place, Dallas, TX 75215, United States TEL: (972) 924-9952 EMAIL: cohenfinancialservices@outlook.com ABOUT COHEN FINANCIAL SERVICES Cohen Financial Services have been existing for the past eight (8) years, (CFS) have both Texas state license and Better Business Bureau (BBB) recognition certificate. (CFS) do commercial and second (2nd) mortgages to go along with normal first (1st) mortgages. (CFS) make sure the borrow receive a fair rate and give the investor a good return. We have a history of being diligent on our analysis of cash property but slightly aggressive on who I give out loans to. (CFS) have given loans to foreign national and people with low credit even to those with high income and good credit, who deals with us for speed and efficiency. Our loans have been given to help clients out of Foreclosure situations, Short-sale deadlines, Probate, Construction rehabs which have run out of money and just regular everyday people trying to buy an apartment. No matter what the reason someone uses a hard money lender, (CFS) can most often times accommodate the borrower.

SERVICES (CFS) has provided Texas investors and borrowers with hard money loans for a combined 10 years. (CFS) do this all minimal documentation and high speed closing. (CFS) is one of the few hard money lenders who lend on first (1st) and second (2nd) mortgages. With even more flexibility, (CFS) do more than residential hard money loans. (CFS) also do commercial hard money loans. Our specialty service area is Texas and all over the globe, whatever your hard money loan need is (CFS) can help. (CFS) have hard money loan programs for many different borrowers, all of my loans are stated income. Many people thought the stated loan died a slow death in 2006 but (CFS) still have it. Another one of our hard money loan programs (CFS) developed for cooperating with real estate brokers and mortgages brokers, since (CFS) is a direct lender and do our own loan docs, (CFS) love to pay commissions to brokers who bring private money loan deals to us. On a refinance, the borrower has to have sufficient equity in the property. On a purchase, the borrower only have to come in with enough down payment so all credit is welcome with our hard money loan program.

TRUSTED HARD MONEY LENDER When you need a trusted hard money lender to provide you a quick real estate loan with private money, call me, (CFS) can give you a quick same day approval. Since we do first (1st) and second (2nd) residential mortgages as well as commercial, you don’t need to go to numerous hard money lenders. (CFS) can be the one-stop shopping of the hard money lenders. You can count on us to be upfront and honest with you if we cannot do a loan because (CFS) do not like to string people out and leave them wondering if they are going to get the loan or not. (CFS) can give you a quick YES or NO in most of the real estate scenarios.

GET YOUR HARD MONEY LOAN OR LETTER OF INTENT TODAY In one (1) day (CFS) can get you approved on a loan for Texas or all over the globe. You can get a hard money loan with us for either a first (1st) or second (2nd) mortgage. (CFS) can also give you letter of intent so you can make an offer on that property you had your eyes on for several months. Many listing agents will not take your offer seriously if you don’t have at least a letter of intent. This letter of intent will say that you approved for a loan for a certain amount. You will have to work out the details with us in advance, once (HPF) get you approved , you can use that letter of intent for your multiple offers on property investments. P.S (We don’t do letter of credit)

GET APPROVED FOR A LOAN GET APPROVED FOR PRIVATE MONEY LOAN: Our approval process is fairly quick and easy, if you are doing a refinance on your current investment property, you have at least 30% equity in the property for us to consider giving you a private money loan. GET APPROVED FOR A PURCHASE PRIVATE MONEY LOAN: For a purchase private money loan, you usually need at least 25% to 30% down payment once you provide that, we will then ask you to fill out a simple residential loan form that takes about 20 minutes. On the loan form, it ask you things about your income and basically gives us a snapshot of where you are at financially. The loan form is also a stated income form so (CFS) do not call your employer and verify to see how much money you make. (CFS) will also do a credit check but really and truthfully, we (CFS) give out hard money loans to people who have 750 credit and also people who have credit in the 400’s. The loan is based on the equity in the property and the collateral is the property itself. Many people are surprised when they hear that they qualify for a private money loan, email or call us today to find out how easy it is.

CONTACT For all of your private money and hard money loan needs, you can contact me directly either by email or phone call and surely, your funding hassle will be over with a quick respond from Cohen Financial Services (CFS). CONTACT INFO: COHEN FINANCIAL SERVICES ADDRESS: 1613 Panama place, Dallas, TX 75215, United States. TEL: (972) 996-6306 EMAIL: cohenfinancialservices@outlook.com